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So far hettlerinsurance has created 171 blog entries.

Car Insurance By the Mile vs. Usage Based Insurance

Car insurance by the mile is still in its infancy. As of 2017, you could purchase this type of insurance from a handful of companies: Metromile, National General Insurance and Allstate’s MileWise. It means exactly as the name implies, drivers have the potential to save money by only paying for the exact mileage accrued in a year. Devices are added to the insured vehicle to accurately [...more]

By |2015-05-24T22:55:40-05:00May 24, 2015|Auto Insurance|

How Insurance Might Work in the Star Wars Universe

Pop culture is rich with references to movies. Every school kid, to this day, recognizes the ominous interval warning of an imminent shark attack, thanks to “Jaws”. Among the many influential movies that have impacted our culture, “Star Wars” is the only one with its own date. May 4th is Star Wars Day, as in May the Force Be With You? We’re also looking forward [...more]

By |2015-05-04T14:07:30-05:00May 4, 2015|Auto Insurance, Entertainment, Home Insurance|

What Happens If You Don’t Have Health Insurance?

December 15th came and went. This was the deadline for signing up for health insurance plans private or government subsided that would begin January 1st, 2015. However, the open enrollment period for 2015 is still ongoing until February 15th, 2015. Sign up for health insurance before Valentines Day to get health insurance on March 1st, 2015 and to avoid tax penalties that will increase each [...more]

By |2014-12-16T16:41:54-06:00December 16, 2014|Health Insurance, Lubbock Insurance|

Man Buys Health Insurance, Despite Claims That Health Isn’t Important

In the writing style of The Onion A local Lubbock resident of 15 years, Greg Bachman finally decided to buy health insurance for his family before open enrollment and despite not supporting President Obama. […more]

By |2026-05-28T16:03:22-05:00December 12, 2014|Health Insurance|

Are Exorcisms, Ghosts and Werewolves Covered by Liability Insurance?

With Halloween just around the corner, you may have questions regarding the mishaps and creatures in many horror movies. While we can’t answer why the villain won’t utter a word or how the characters always die so easily, we can answer your insurance questions regarding the haunting of Halloween. We also decided to tackle some more common insurance problems that can happen in October. And [...more]

By |2023-06-01T10:07:54-05:00October 28, 2014|General Liability|

How the Affordable Health Care Act Helps Texans with Asthma

Lucy was a child when she was diagnosed with asthma. Her parents searched for health insurance, but were denied coverage for hospital visits and medication. Prior to the Affordable Health Care Act, this was a common scenario. Many Americans have been denied coverage of regular medical expenses for pre-existing and chronic conditions, such as asthma. In addition, not every American could afford or receive health [...more]

By |2023-06-01T13:24:07-05:00October 17, 2014|Health Insurance, Uncategorized|

4 Ways to Protect Your Insurance Information When You Need it Most

Hopefully, the insurance papers cluttering up your desk are not the only copies. Staying organized and protecting your insurance information is a necessity. Many circumstances require insurance information to be easily accessible at a moment’s notice; natural disasters such as floods, fires, etc. can damage paperwork and affect your claim. Your insurance information is valuable, and it is always wise to have a plan to [...more]

By |2023-06-01T17:10:25-05:00October 8, 2014|Insurance Advice|

Enrolling in & Understanding the Affordable Care Act or ACA (Obamacare)

Regardless of your feelings, the ACA that was passed in March of 2010 is here. In 2014, every American is required to have health insurance or pay a penalty to the IRS. The enrollment period for a January 1st, 2014 effective date starts October 1st, 2013 and runs until the middle of December. […more]

Lubbock: Bundle your Home and Auto Insurance to save

Buying insurance in Lubbock is quite a shock for many who move here from other parts of the country.  They can't believe that home insurance can cost so much.  When I moved to Lubbock over 30 years ago, the cost of my home insurance doubled while the amount of coverage decreased 25%. Lubbock area deductibles also are normally 1% of the value of your home.  [...more]

By |2023-06-01T10:21:42-05:00July 31, 2013|Auto Insurance|

Could Lubbock, TX Have the next Moore, OK tornado?

Tornado!  The mere word conjures up fear.  Lubbock, TX has experienced 92 tornadoes over the past 56 years according to http://www.tornadohistoryproject.com/tornado/Texas/Lubbock  Lubbock averages more than one tornado in the county each year.  So there’s no question that we have an abundance of activity that regularly strikes our town. […more]

Texas Hail and Tornadoes? Good time to call Hettler for Auto and Home Insurance

Hail and tornadoes continue to make the news.  The April 3, 2012 tornadoes that hit the Dallas-Fort Worth area allowed us to view the mighty power that a EF1 or EF2 storm packs.  The pictures of swirling Schneider trailers being tossed about like toys is etched into the minds of many of us.  Just imagine what would have happened if the storm were an EF4 [...more]

By |2012-04-04T15:03:27-05:00April 4, 2012|Insurance Advice|
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