Save Money, Keep Coverage
Several factors can affect the cost of insuring a specialty vehicle. So what can you do to help keep your rates low?
|| If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.
|Choose Your Vehicle Carefully:
||Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.
|Own More Than One:
||With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.
Good Coverage. Great Times
Every specialty vehicle policy is unique, but the following is a quick rundown of the some of the options included in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies:
||pays for covered damage to your vehicle when in a collision with another vehicle or other object.
|Property Damage Liability Coverage:
||Insures you against certain damages caused to another person’s property while operating your vehicle. This coverage may also provide you with a legal defense for such claims if another party files a lawsuit against you.
|Bodily Injury Liability Coverage
||Insures you against certain damages if you injure or kill someone while operating your vehicle. This coverage also may provide you with a legal defense if another party in the accident files a lawsuit against you.
|Comprehensive Physical Damage Coverage
||pays for covered losses resulting from incidents other than collision – like fire, theft, or vandalism.