Hettler Insurance Agency would like to thank Brandon Word of Lubbock, Texas, for his kind words on Facebook today. After all, everyone loves a kind word. We do love helping our customers get the best deal on auto insurance, home insurance, etc. When customers go out of their way to let people know how happy they are, then we know we’re doing a good job. We were able to save Brandon $80/month on auto insurance. Later on, we saved him money again: $71/month this time.
When is a good time to visit the Hale County Courthouse in Plainview, Texas? Perhaps a good time to visit is when you apply for a marriage license. Or, when researching the title on a car that you want to buy. But, do you want to end up at the courthouse due to a lawsuit stemming from a claim in an auto accident? In Plainview, auto insurance is a must, just like any other city.
It’s never a good feeling to know that you’ve been sued. If you’re sued for an auto incident, your auto insurance carrier is supposed to represent you in the legal case. What you may not know is that the insurance carrier is only responsible in relation to the limits of your policy (for instance $30,000). If the case looks like it will cost the carrier more than the amount of your policy limits, then they could write a check for that amount and just walk away. Now, you are left without a paid legal representative in court.
New Appointments Increase Auto Carriers to 13 and Property Carriers to 20
Today, Hettler Insurance Agency announced it is appointed to quote State Auto Insurance Company and Hippo Insurance. Hettler Insurance is now an authorized agency with 13 different companies for vehicle policies and 15 for property (homeowners, renters, condo).
“We like to add insurance carriers that benefit our customers whether it’s a better claim experience, discounts or policy features, “said Ron Hettler, President of Hettler Insurance Agency. “There are few other independent agents in Lubbock that quote auto and home policies from such a diverse number of active carriers.”
According to LubbockInsurance.com, Hettler Insurance has a large number of property carriers, placing them in a preferred position when offering Home Insurance compared with many other local independent agencies. The same is true for auto insurance.
State Auto Insurance Companies
Despite the name, State Auto is available for both auto policies and homeowners. Bundle discounts are available, and a driving telematics program can deliver up to 50% off. Known as the State Auto Safety 360 program, participation discounts and save driving habits are all rewarded with lower premiums.
A newer player seeking to disrupt the home insurance market is Hippo. Billing itself as “smarter home insurance”, Hippo policies are often less than traditional homeowners even without an auto bundle option.
Several unique features make Hippo a recommendation for certain homeowners. Major appliances (HVAC, fridge, washer/dryer) are covered for repair and replacement even if the cause is mechanical. Better coverage is also provided for electronics and discounts are available for smart home alarm systems and cameras.
Hettler also recommends Hippo depending on your home age and type. While several major carriers won’t write policies for older homes with asbestos, old roofs or other structural issues, Hippo could be an option. If you’ve struggled to get approval for a home insurance policy contact Hettler today and save money with a quote from Hippo!
Other recent additions to our lineup include Mercury Insurance and Acuity Insurance for auto, home and business policies.
Steady economic growth, a low cost of living and growing population make Lubbock, TX a great place to call home and live. Over 300,000 people call Lubbock home and the city is expected to grow 7% through 2022. Our diverse economy and job market outpace many other areas of the United States.
Did the DMV tell you to file an SR-22? If so, you probably have something on your driving record you’d rather not talk about. But it’s important to get over your embarrassment and be honest with your insurance agent. If you’re staring down an SR-22 certificate, here’s what you need to know.
By now, you’ve probably seen or heard scooters zooming around streets and sidewalks downtown. The most visible e-scooter startup, Bird, is now valued at close to a billion dollars and is expanding into major metro areas across the entire United States. Scooter rental companies are especially popular on college campuses.
Despite their popularity, e-scooters are not without controversy among motorists, pedestrians, insurance agencies, and attorneys. There are very few statewide regulations in place for e-scooters. Instead, at the local level, cities are grappling with how to handle scooter rental providers. Some have even banned the service and ordered scooter rideshare operators to cease and desist!
When Lakitu counts down the start of every Mario Kart race, players don’t know if they’re in for rainbows, banana peels or haunted planks. Driving in real life is just as unpredictable as Mario Kart, although with bigger consequences.
Whether you’re a student about to get your driver’s license or a parent that remembers the original Super Mario Kart on SNES, let us guide you on auto insurance with multiple references to the iconic game.
Twenty years ago, insurers could never have predicted today’s landscape. The rise of the internet, adoption of electric cars and the prospect of more and more data are becoming a reality. How will changes under the hood and technology affect auto insurance in the future?
Tesla is famous for cool innovations. So it makes sense that if any automaker could pre-sell 400,000 cars based on a prototype, it would be Tesla. Early adopters eagerly await their new electric luxury sedans, which are due to start shipping in October. But what about insurance? Rates are based on pesky facts like how likely cars are to cause damage and how expensive they are to repair. In the absence of crash data, insurers are guesstimating what to charge to protect the new Tesla Model 3.