“License and registration please.” Four words no one ever wants to hear. But sometimes even the best drivers exceed the speed limit and find themselves facing a massive ticket. Other than an unexpected dent to your wallet and points on your driving record, how else can a speeding ticket negatively impact you?
According to the online magazine Insurance Journal, Texas insurance regulators say that New Year’s Day is the number one holiday for vehicle theft. The Texas Department of Insurance urges you to lock your car doors and turn on your alarm while you celebrate the new year, in order to prevent auto theft.
Auto insurance in Lubbock, Texas, requires coverage for all vehicle owners (just like the rest of Texas). Of course, you want the insurance carrier to repay you in case your vehicle is stolen or damaged in a mishap. Lots of people tend to grumble about the high costs of auto insurance in Lubbock, and the average coverage elsewhere. Here, we offer you some quick tips with the help of which you can get the best car insurance price estimates. (Keep reading for Traffic Crash Facts Infographic)
As you may know, this week is National Veterans Small Business Week. But, you may not know that every November Progressive Insurance has a one-day vehicle giveaway program for some lucky veterans. It’s called the Keys to Progress® Program (#KeysToProgress), Giving Back to Those Who Gave So Much. Since 2013, the program has donated more than 600 vehicles to our veterans and various veteran organizations. It’s not just for cars, either. In 2018, the program awarded an Army veteran trucker with a Freightliner big rig truck (18-wheeler).
No, this isn’t coverage against an ill-planned shopping spree at a certain clothing store in your local mall. In short, gap insurance protects you from owing more than your car is worth in case of a major accident or theft. If your vehicle is stolen, or totaled by an accident or natural disaster, the amount of money you receive from an insurer typically only equals your vehicle’s actual cash value at the time the incident occurs. If you have a new vehicle, this could leave you on the hook for thousands, given the amount you owe on the vehicle does not equal the current cash value.
Hettler Insurance Agency would like to thank Brandon Word of Lubbock, Texas, for his kind words on Facebook today. After all, everyone loves a kind word. We do love helping our customers get the best deal on auto insurance, home insurance, etc. When customers go out of their way to let people know how happy they are, then we know we’re doing a good job. We were able to save Brandon $80/month on auto insurance. Later on, we saved him money again: $71/month this time.
Here is what Brandon said: …..
When is a good time to visit the Hale County Courthouse in Plainview, Texas? Perhaps a good time to visit is when you apply for a marriage license. Or, when researching the title on a car that you want to buy. But, do you want to end up at the courthouse due to a lawsuit stemming from a claim in an auto accident? In Plainview, auto insurance is a must, just like any other city.
It’s never a good feeling to know that you’ve been sued. If you’re sued for an auto incident, your auto insurance carrier is supposed to represent you in the legal case. What you may not know is that the insurance carrier is only responsible in relation to the limits of your policy (for instance $30,000). If the case looks like it will cost the carrier more than the amount of your policy limits, then they could write a check for that amount and just walk away. Now, you are left without a paid legal representative in court.
Today, Hettler Insurance Agency announced it is appointed to quote State Auto Insurance Company and Hippo Insurance. Hettler Insurance is now an authorized agency with 13 different companies for vehicle policies and 15 for property (homeowners, renters, condo).
Steady economic growth, a low cost of living and growing population make Lubbock, TX a great place to call home and live. Over 300,000 people call Lubbock home and the city is expected to grow 7% through 2022. Our diverse economy and job market outpace many other areas of the United States.
Did the DMV tell you to file an SR-22? If so, you probably have something on your driving record you’d rather not talk about. But it’s important to get over your embarrassment and be honest with your insurance agent. If you’re staring down an SR-22 certificate, here’s what you need to know.
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Speeding Tickets & Auto Insurance
Hettler Insurance Agency
Ron Hettler
4432 S Loop 289
Lubbock, TX 79414
