Use this auto insurance checklist for Texas drivers. Texas auto insurance state minimums (30/60/25) are the legal floor — not real protection. Ron Hettler, CIC walks Texas drivers through liability limits, PIP, UM/UIM, hail-ready comprehensive coverage, and how shopping 30–60 days before renewal plus bundling auto + home can save 10–25%.

Discover what a personal auto policy is and how it protects Texas drivers. Learn essential coverage details to safeguard your finances.

Automobile insurance (car insurance, truck insurance, etc.) is a requirement in just about every state. Many times, we don’t actively use our insurance, but we still have to maintain an insurance policy. So, here’s a top 7 list of things you can do to help get the best auto policy at the lowest price.

Drive-thru insurance? Slide-in or drive-in? Or, please, just pull up to the window! (We have the only drive-thru insurance agency in Lubbock, Texas). We do the shopping, so you don’t have to. We work for you, not the insurance company. GetHettler.com (806) 798-7800 M-F 8:30am-5pm. Hettler Insurance Agency, 4432 S Loop 289, Lubbock, TX 79414. Call, text, online, drive-thru. #freeautoquote #getbettertogether #shoplocal #hettlerinsurancedotcom

Money-Saving Strategies to Lower Auto Insurance Costs. When you’re looking for ways to reduce expenses, consider the money you spend on car insurance. Reduce what you pay to insure your vehicle with these strategies. Of course, everyone knows that you are legally required to carry insurance for your vehicle. But, you don’t have to overpay for that coverage. Look for an affordable option for your […]

When’s the last time you gave more than a second thought to your car or truck insurance? Did you know that there’s no harm in changing insurance carriers often? Actually, it can be a very good thing. Keep reading to see why! Do you think about your auto insurance rates very often? Like many, you probably only consider your rates when it comes time to […]

“License and registration please.” Four words no one ever wants to hear. But sometimes even the best drivers exceed the speed limit and find themselves facing a massive ticket. Other than an unexpected dent to your wallet and points on your driving record, how else can a speeding ticket negatively impact you?

According to the online magazine Insurance Journal, Texas insurance regulators say that New Year’s Day is the number one holiday for vehicle theft. The Texas Department of Insurance urges you to lock your car doors and turn on your alarm while you celebrate the new year, in order to prevent auto theft.

Auto insurance in Lubbock, Texas, requires coverage for all vehicle owners (just like the rest of Texas). Of course, you want the insurance carrier to repay you in case your vehicle is stolen or damaged in a mishap. Lots of people tend to grumble about the high costs of auto insurance in Lubbock, and the average coverage elsewhere. Here, we offer you some quick tips […]

As you may know, this week is National Veterans Small Business Week. But, you may not know that every November Progressive Insurance has a one-day vehicle giveaway program for some lucky veterans. It’s called the Keys to Progress® Program (#KeysToProgress), Giving Back to Those Who Gave So Much. Since 2013, the program has donated more than 600 vehicles to our veterans and various veteran organizations. […]

Buy the Gap When a Car is Financed or Leased No, this isn’t coverage against an ill-planned shopping spree at a certain clothing store in your local mall. In short, gap insurance protects you from owing more than your car is worth in case of a major accident or theft. If your vehicle is stolen, or totaled by an accident or natural disaster, the amount […]

Hettler Insurance Agency would like to thank Brandon Word of Lubbock, Texas, for his kind words on Facebook today. After all, everyone loves a kind word. We do love helping our customers get the best deal on auto insurance, home insurance, etc. When customers go out of their way to let people know how happy they are, then we know we’re doing a good job. […]