Contact us

(806) 798-7800

Send us an email!

Contact details:

Message:

Your message has been sent successfully. Close this notice.

Auto Insurance Quote (806) 798-7800

Your Vehicle

Contact Details

Property Insurance Quote (806) 798-7800

Your Property:

Contact Details:

Health Insurance Quote (806) 798-7800

Policy Questions

Contact details:

Thank you we have received your message

Business Insurance Quote (806) 798-7800

Business Details

Contact details:

Thank you we have received your message

Cheap Health Insurance Lubbock Texas, Explainer Article Video

Cheap Health Insurance Lubbock Texas, Explainer Article | Hettler Insurance Agency, (806) 798-7800

Health Insurance

Health insurance Open Enrollment ends Jan. 15th.  The word ‘insurance’ can be defined as an arrangement by which one party agrees to pay another in case of some uncertain event. This is a type of insurance that is used to protect the insured against any health problems.

Health insurance in Lubbock, Texas, is basically designed to cover the expenses of medical treatment of the individual or family. It can be used to pay for the treatment of chronic diseases like diabetes, cancer, hypertension. The premiums of these plans are usually based on the age and gender of the individual. Some companies even offer free health checkups to their employees.

Read more

Reduce Health Care Expenses: 7 Frugal Living Tips, Plus One

Do you want to save money? It’s possible to save $500 or more per month.

But, how do you make it work?

For several years, health care expenses have been on the rise. For nearly every household, healthcare costs continue to be a major expense. The expense for the care itself continues to increase, and, naturally, insurance costs tend to rise also. Discovering ways to lower these costs can be well worth your time.

Here are several tips and tactics that could reduce your health care costs:

Read more

Fast Track Guide for Obtaining Healthcare Coverage

Who needs health insurance? The fact is: health insurance makes healthcare more accessible and affordable. Yes, this includes preventive services like regular check-ups with your doctor and health screenings.
(By the way, Open Enrollment for health insurance is Nov. 1st – Dec. 15th)

For example, in 2019, only one-third of the U.S population’s uninsured citizens set up a preventive service visit with a doctor. In contrast, during that same year, 74% of adults with health insurance got in to see their doctor for a preventive visit.

Read more

Why Is Open Enrollment A Big Deal For Health Insurance?

Not having health insurance can be…Scary! Open enrollment is Nov. 1st – Dec. 15th. Give us a call so we can help you! (806) 798-7800, M-F 8:30am-5pm

So, why is open enrollment such a big deal for health insurance?

Have you ever thought to yourself: “I should be allowed to update or buy health insurance whenever it’s convenient for me. That’s not fair. Why do I have to do it only Nov. 1st – Dec. 15?”

Read more

Open Enrollment Changes for 2019: What You Need to Know

On a chilly Washington D.C. evening in December 2017, legislators met to decide the fate of millions of Americans. The mantra “repeal and replace” reverberated across the country since the earliest days of the Trump presidency. And now, folks from both sides of the aisle still had no idea what was about to happen…

Fast forward to present day and the outcome of the lawmaker’s decision that day in December didn’t actually “repeal” or “replace” much of anything. And while the total number of insurers in Texas fell from 10 to 8, not much has drastically changed for Lubbock and neighboring counties versus last year.

Here’s what you need to know for 2019 open enrollment:

Read more

Open Enrollment 2018 and the Future of Health Insurance

No one, not Congress, the president or even your insurance agent knows definitively what will happen to health insurance. However, this much we know, the Affordable Care Act was not repealed for 2018. After several attempts, it is still the law, although it has changed significantly.

What happens next? How will open enrollment affect Texans and Lubbock residents? What does a death spiral of the health insurance marketplace look like? These are all questions we hope to answer in a moment of severe uncertainty in America.

Read more

Free Market Insurance Reform

The following is an outline for free market insurance reform, written by Ron Hettler, an insurance broker that understands the health insurance marketplace, problems with the Affordable Care Act and possible solutions.

Areas for Free Market Insurance Reform include Insurance, Medical Providers, Share Responsibility Penalty, Tax Credit Transition and Networks.

Read more

The Spookiest Halloween Insurance Claims

Halloween is known for bats, vampires, ghosts, witches, candy, and… insurance claims? These can be the spookiest of all. And Halloween is one of the biggest days for the kind of trickery that leads to insurance claims.

Read more

Will Health Insurance Improve or Get Worse Under Clinton?

Has there been a more politically divisive time in American history? Well, there was the Civil War. But otherwise, things are pretty grim in the world of Democrats vs. Republicans. So when we speculate about whether the insurance situation can improve under a Hillary Clinton presidency, we have to consider her friction with a Republican Congress.

Read more

Company Information

Hettler Insurance Agency
Ron Hettler

4432 S Loop 289
Lubbock, TX 79414

Contact Details