From businessmen, businesswomen, owners, leaders, and professionals. Representing specific classifications of businesses inside the Lubbock Business Association, in the Lubbock, Texas area. Committed to promoting the economic growth of this Lubbock business community.
Support Lubbock Business in Texas | SHOP LOCAL | Support Community | Support Your Home | Lubbock Texas
Texas health insurance explained: How to choose the right plan
Texas has the US's highest 16.7% uninsured rate, yet 83% of ACA enrollees qualify for subsidies. Learn how health insurance works in Texas, what it costs, how subsidies help, and what's covered after a disaster. Compare HMO, PPO, EPO plans and avoid the costliest mistakes.
Texas classic car insurance: requirements & coverage guide
Learn Texas classic car insurance requirements, antique vs. classic plates, replica liability exemptions, and how to choose the right specialty policy for your vehicle. Texas treats antique, classic & replica cars differently — and one wrong drive can void coverage. Learn agreed value, exemptions & smart classic car policies.
Avoid insurance gaps in Texas: homeowner’s step-by-step guide
Learn how Texas homeowners can avoid costly insurance gaps with this step-by-step guide covering exclusions, lapses, and coverage updates from Hettler Insurance. Texas insurance gaps cost homeowners thousands — missed payments, flood exclusions, outdated limits. Learn how to spot and close them before storm season.
Top 5 graytvlocal.com Alternatives 2026
Explore 5 graytvlocal.com alternatives for efficient local insurance comparisons tailored to Texas homeowners and small business owners.
Bundle home and auto insurance: save up to 26% in Texas
Learn how bundling home and auto insurance in Texas can save you up to 26% per year. Hettler Insurance Agency in Lubbock shops 30+ carriers to find your best deal. Most Texas homeowners can save up to 26% — $700 to $1,700 a year — by bundling home and auto insurance. Learn how to compare quotes and avoid the loyalty trap.
Liability coverage in Texas: Protect your home and business
Learn how liability coverage in Texas protects your home and business from lawsuits, medical costs, and unexpected claims. Get the right limits for your needs. Texas liability coverage isn't legally required — but lenders and contracts demand it. Learn smart limits, key exclusions, and why "minimum" isn't enough.
Business Community Member Highlight
Protecting All of Texas
When your home is damaged, destroyed or a lawsuit happens on your property, getting the claim settled smoothly and fairly is the highest priority. Hettler Insurance Agency has served homeowners in Lubbock since 1992. Our family of independent agents and Certified Insurance Counselors provide a valuable combination of tailored coverage, quality service, and fair pricing.
We Insure All Kinds of Homes
HIA currently represents more than a dozen top carriers including: Progressive, Safeco, Travelers, Hartford, Metlife, Hippo and StateAuto. Whether you live in city limits or on a ranch in the country, only HIA is able to deliver a customized policy fit to your needs. A rented apartment, condominium, mobile home, or tiny house, typically require different policies, but can still be covered by our team and insurance partners.
Lubbock – Protect the Things that Matter to You
Make an inventory of your home and personal belongings. If possible, make a list – as well as take photos or video – using two inventory methods can help expedite the claim resolution process. Keep this list somewhere other than your home (I know that sounds obvious). Keep in mind that your policy doesn’t cover damages caused by poor or deferred maintenance on your part.
Every home is unique – talk to us today to find out how to get the best price and value on homeowners insurance for you and your family.