Supplemental Coverage
Perhaps your online only business is prone to a data breach or cyber attack. Or, you need to add commercial auto insurance, with employees frequently driving on the job. Whether you are a home-based business, small service provider or contractor, Hettler Insurance Agency will work with you to find the right combination of business insurance coverage to meet your specific needs.
| Extended liability for additional insureds | |
| Worker’s compensation options | |
| Property in transit | Protect inventory traveling cross-state, even internationally |
| Spoilage coverage for restaurants and caterers | |
| Debris removal coverage | After extensive flood/fire damage, get coverage for debris removal/cleanup |
| Valuable records protection | Recommended for professionals: lawyers, accountants, consultants, etc. Data can be electronic or paper documents. |
Multiple Carriers
Hettler Insurance Agency works with multiple carriers for Business Owner's Policy. Ultimately, this allows our team to tailor a custom BOP to your coverage needs and budget. Not every business will qualify for a BOP, each carrier has different annual revenue limits and some offer affordable coverage to certain categories of businesses. Find out if you qualify.
| Progressive Commercial Insurance | |
| Merchants Insurance Group | |
| Travelers Business Insurance | |
| CNA |
Choose Hettler Insurance Agency
For close to 25 years, HIA has advised many businesses in Lubbock and greater West Texas on coverage, laws and claims. In addition to creating BPO policies, HIA also provides:
| Loss Prevention Programs | With our carrier partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime. |
| Quick Claim Response | When you do have a claim and need fast and fair service, we work with you to make that happen. HIA has a record of settling claims fairly and promptly. |
| Competitive Rates: | Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing. |