Did the DMV tell you to file an SR-22? If so, you probably have something on your driving record you’d rather not talk about. But it’s important to get over your embarrassment and be honest with your insurance agent. If you’re staring down an SR-22 certificate, here’s what you need to know.
Computer crimes and cyber breaches occur on a daily basis and affect individuals and corporations alike. In 2018, American companies like Facebook and Uber were hacked. For these two companies, the breach compromised the personal information for over 100 million people. Even the United States government has been hacked. Even with theft prevention software and procedures, breaches happen.
The good news is that there is a promising solution for both individuals and small businesses. For a low rate, individuals and businesses are purchasing cyber security insurance for protection. Read on for 5 reasons why you should consider this new category of coverage in the digital age.
Jim and his wife Nancy just celebrated their second year in a beautiful new home. The celebration didn’t last long, however, when the couple discovered their homeowners policy increased 35% versus the previous year! Even worse, the rate hike occurred without any claim activity and very little credit changes.
Maybe you’ve also felt Jim’s pain. It’s an all too common experience for homeowners in the Lone Star state.
On a chilly Washington D.C. evening in December 2017, legislators met to decide the fate of millions of Americans. The mantra “repeal and replace” reverberated across the country since the earliest days of the Trump presidency. And now, folks from both sides of the aisle still had no idea what was about to happen…
Fast forward to present day and the outcome of the lawmaker’s decision that day in December didn’t actually “repeal” or “replace” much of anything. And while the total number of insurers in Texas fell from 10 to 8, not much has drastically changed for Lubbock and neighboring counties versus last year.
Here’s what you need to know for 2019 open enrollment:
By now, you’ve probably seen or heard scooters zooming around streets and sidewalks downtown. The most visible e-scooter startup, Bird, is now valued at close to a billion dollars and is expanding into major metro areas across the entire United States. Scooter rental companies are especially popular on college campuses.
Despite their popularity, e-scooters are not without controversy among motorists, pedestrians, insurance agencies, and attorneys. There are very few statewide regulations in place for e-scooters. Instead, at the local level, cities are grappling with how to handle scooter rental providers. Some have even banned the service and ordered scooter rideshare operators to cease and desist!
We are pleased to announce HIA is able to quote Mercury Insurance in Texas for all drivers. This brings our total number of carriers to eight including Progressive, Safeco, Travelers and more!
As an independent agency, Hettler allows for comparison shopping for auto insurance. Why settle for a single policy from one carrier, when you can receive multiple quotes?
When Lakitu counts down the start of every Mario Kart race, players don’t know if they’re in for rainbows, banana peels or haunted planks. Driving in real life is just as unpredictable as Mario Kart, although with bigger consequences.
Whether you’re a student about to get your driver’s license or a parent that remembers the original Super Mario Kart on SNES, let us guide you on auto insurance with multiple references to the iconic game.
Texas is second only to California as the state most at risk for wildfire, according to analytics company CoreLogic. At least 715,300 Texas residences are at high or extreme risk of wildfire.
A dry environment goes hand in hand with wildfire. West Texas and the Panhandle are receiving less rainfall each year, earning long term drought status. There is a high risk of wildfire affecting Lubbock and surrounding communities during certain months of the year.
When you’re buying a house to flip or completely do a gut job, you have different insurance concerns than a house you buy to live in long-term. Many investors forget about the insurance component of a deal when they’re in the heat of the moment and focused on the potential of the property. Whoa, slow down. When is the best time to call your insurer? Before you sign the paperwork!
TV shows make flipping houses look fun and easy. Can you really make a lot of money doing this? Yes, it is possible. But only if you have the right skills, knowledge and timing. Choose the wrong fixer upper, and you could lose your entire investment.
Getting Auto Insurance for SR-22 Certificates
5 Reasons a Business and Employees Can Benefit From Cyber Insurance
When a Homeowners Policy Increases
Hettler Insurance Agency
Ron Hettler
4432 S Loop 289
Lubbock, TX 79414
