Who likes paying for insurance? But, we have to pay for things that we need. True, you pay money monthly or yearly, and you rarely get anything back in return. Only when tragedy strikes do you feel like it was all worth it. The rest of the time, it really does seem like a money pit.
But, keep in mind that when you need it, insurance can save your financial life.
There are some types of insurance that are a necessity. Many types of insurance exist out there whether you consider or perhaps even know about them. But, some of these unusual policies can be critical in the right situations.
Automobile insurance (car insurance, truck insurance, etc.) is a requirement in just about every state. Many times, we don’t actively use our insurance, but we still have to maintain an insurance policy. So, here’s a top 7 list of things you can do to help get the best auto policy at the lowest price.
Look over these tips so you can find the best auto insurance for your situation. There’s a “bonus tip” at the bottom, so keep reading!
Christmas is almost here.
We will be closed on Dec. 24th & 25th.
Thank you for trusting us to protect you and your stuff for another year. We’ll keep giving! (At the end of the video, don’t miss our Christmas photo from last year, because social distance, you know.)
Happy Holidays!
Give us a call on Monday morning @ (806) 798-7800 , or M-F 8:30am-5pm.
Homeowner’s insurance is a necessity, for all property owners. For instance, it might not be required by law, but if you borrow money to buy a home, your mortgage lender will most usually require you to have homeowner’s insurance. This helps to protect their investment and yours.
If your home loan is completely paid off, it’s still smart to continue homeowner’s insurance. You want to protect your investment. But, paid off or not paid off, you still don’t want to overpay for the coverage on your homeowners insurance, right?
Are your health care and health insurance costs rising? These days, more and more people are trying to lower their medical spending. Consumer Reports say that only about 31% of Americans try to negotiate their medical bill prices. However, those reports also tell us that those who do try to negotiate usually succeed in saving significant money. If you’re ready to negotiate and save money, then look at the tips below.
Do you want to save money? It’s possible to save $500 or more per month.
But, how do you make it work?
For several years, health care expenses have been on the rise. For nearly every household, healthcare costs continue to be a major expense. The expense for the care itself continues to increase, and, naturally, insurance costs tend to rise also. Discovering ways to lower these costs can be well worth your time.
Here are several tips and tactics that could reduce your health care costs:
After the cost of tuition and books, a lot of college students may not be so eager to spend even more money to buy renters’ insurance. This might, usually, be a mistake.
For a student living on-campus, they’re not probably worried about renters insurance. That is if their parents’ homeowner’s policy will cover any loss or damage to personal items. But, verify if the parents’ policy does include “off-premises coverage”. It’s not guaranteed.
Let’s get the confusion out of the way. Veterans Day commemorates ALL veterans, alive or not. (Memorial day is the holiday that is reserved for those who gave their lives during service to our country.)
See history lesson further down. Now, on to the current stuff.
Veterans Day 2020 theme: “Vision: Veterans in Focus.” Looking at centuries of Veterans’ service and sacrifice, maintaining the vision for the future of Veterans.
Money-Saving Strategies to Lower Auto Insurance Costs.
When you’re looking for ways to reduce expenses, consider the money you spend on car insurance. Reduce what you pay to insure your vehicle with these strategies.
Of course, everyone knows that you are legally required to carry insurance for your vehicle. But, you don’t have to overpay for that coverage. Look for an affordable option for your monthly insurance premium. Your insurance carrier charges a recurring expense that will impact your budget, so it’s important.
Just got my reducible deductible statement; You guys are super! Thanks for the help and thanks for taking care of us... for the last 16 years!read more
I called another agency first, and wish I hadn't. Ron was very knowledgeable and helpful in providing me with the... information I was looking for. I highly recommend Hettler Agency for your insurance needs!read more
Kali is an excellent insurance agent! She listens to our concerns and finds us the absolute best coverage for our... needs. We sincerely appreciate everything she does for us!read more
This place is amazing, simple explanations, great customer service and Mr. Hettler makes you feel VIP. I will be... bringing all my insurance needs to Hettler Insurance.read more
A friend recommended Hettler Insurance Agency for my family’s health insurance last year. As new immigrants, we got... totally lost with what we can choose and how. Mr. Hettler has been so patient to us with full explanation of the policies and all the guidance we need. We are very thankful to him with the insurance package we get. This is the company where the staff are very friendly and they always know what the customers need.read more
Just called to have your company try and help me find a better price or better policy & the lady who I spoke with... wasn't very helpful or friendly. I'll go elsewhere. Thank you.read more
What a waste of time trying to get a quote for my business. spent two days filling out their applications, then they... just stop communicating. No word, NOTHING. and no I am not a competitor, like you accused the other negative reviewer of being. You can save yourself a lot of time by calling any other place.read more
I use Hettler Insurance Agency for my car insurance. When I first started with them, they found an insurance company... that saved my like, $80 from what I had found on my own, so I ended up paying $165/month for full coverage. A few months ago, that policy went up to $187/month and I just kinda rolled with it. But yesterday, I decided to give Hettler a call and just ask if there was anything they could do. The fella I spoke with said “sure, we’ll shop around for you and give you a call by the end of the day.”Within the day, I got called back and they had found a plan with the same coverage for $116/month. All that cost me was 2 minutes on the phone. My point is, if you ask your friends on social media who has the best insurance, you’re going about it all wrong. Go to Hettler and they’ll do all the shopping and looking around for you.read more
