Hettler Insurance Agency would like to thank Brandon Word of Lubbock, Texas, for his kind words on Facebook today. After all, everyone loves a kind word. We do love helping our customers get the best deal on auto insurance, home insurance, etc. When customers go out of their way to let people know how happy they are, then we know we’re doing a good job. We were able to save Brandon $80/month on auto insurance. Later on, we saved him money again: $71/month this time.
When is a good time to visit the Hale County Courthouse in Plainview, Texas? Perhaps a good time to visit is when you apply for a marriage license. Or, when researching the title on a car that you want to buy. But, do you want to end up at the courthouse due to a lawsuit stemming from a claim in an auto accident? In Plainview, auto insurance is a must, just like any other city.
It’s never a good feeling to know that you’ve been sued. If you’re sued for an auto incident, your auto insurance carrier is supposed to represent you in the legal case. What you may not know is that the insurance carrier is only responsible in relation to the limits of your policy (for instance $30,000). If the case looks like it will cost the carrier more than the amount of your policy limits, then they could write a check for that amount and just walk away. Now, you are left without a paid legal representative in court.
New Appointments Increase Auto Carriers to 13 and Property Carriers to 20
Today, Hettler Insurance Agency announced it is appointed to quote State Auto Insurance Company and Hippo Insurance. Hettler Insurance is now an authorized agency with 13 different companies for vehicle policies and 15 for property (homeowners, renters, condo).
“We like to add insurance carriers that benefit our customers whether it’s a better claim experience, discounts or policy features, “said Ron Hettler, President of Hettler Insurance Agency. “There are few other independent agents in Lubbock that quote auto and home policies from such a diverse number of active carriers.”
According to LubbockInsurance.com, Hettler Insurance has a large number of property carriers, placing them in a preferred position when offering Home Insurance compared with many other local independent agencies. The same is true for auto insurance.
State Auto Insurance Companies
Despite the name, State Auto is available for both auto policies and homeowners. Bundle discounts are available, and a driving telematics program can deliver up to 50% off. Known as the State Auto Safety 360 program, participation discounts and save driving habits are all rewarded with lower premiums.
A newer player seeking to disrupt the home insurance market is Hippo. Billing itself as “smarter home insurance”, Hippo policies are often less than traditional homeowners even without an auto bundle option.
Several unique features make Hippo a recommendation for certain homeowners. Major appliances (HVAC, fridge, washer/dryer) are covered for repair and replacement even if the cause is mechanical. Better coverage is also provided for electronics and discounts are available for smart home alarm systems and cameras.
Hettler also recommends Hippo depending on your home age and type. While several major carriers won’t write policies for older homes with asbestos, old roofs or other structural issues, Hippo could be an option. If you’ve struggled to get approval for a home insurance policy contact Hettler today and save money with a quote from Hippo!
Other recent additions to our lineup include Mercury Insurance and Acuity Insurance for auto, home and business policies.
We recently made a trip to Plainview, Texas, Hale County seat, to admire the county courthouse and see some of the popular antique shops. While there, we got some great photos of the courthouse and antiques for Hettler Insurance agency. On a side note, there is a town called Hale Center that we passed through on the way to Plainview. For an agency that provides auto and home insurance policies, that town’s name is a bit humorous.
Many people who don’t own commercial property would be surprised to learn that 60% of American commercial buildings are insured for terrorism. This means many ordinary building owners – not just high-profile targets – are purchasing coverage. In fact, while the country at large was shocked in 2015 by the 14 people killed in San Bernardino, the owner had the foresight to buy terrorism insurance. Since then, more mass shootings and instances of domestic terrorism has affected local communities and businesses.
Steady economic growth, a low cost of living and growing population make Lubbock, TX a great place to call home and live. Over 300,000 people call Lubbock home and the city is expected to grow 7% through 2022. Our diverse economy and job market outpace many other areas of the United States.
This article has been updated for 2019, as there is always something new happening in Lubbock!
Picture the perfect, melt-in-your-mouth Texas brisket –smoked low and slow creating juicy meat and no sauce. Now picture a recipe for the ideal Texas community–one part big city living with small-town southern charm, sprinkled with a love of college football, a robust economy and unmatched outdoor beauty, and you get Lubbock, Texas. We have a saying around here, “Lubbock or leave it.” Here’s why you’re guaranteed to never leave it.
Did the DMV tell you to file an SR-22? If so, you probably have something on your driving record you’d rather not talk about. But it’s important to get over your embarrassment and be honest with your insurance agent. If you’re staring down an SR-22 certificate, here’s what you need to know.
Computer crimes and cyber breaches occur on a daily basis and affect individuals and corporations alike. In 2018, American companies like Facebook and Uber were hacked. For these two companies, the breach compromised the personal information for over 100 million people. Even the United States government has been hacked. Even with theft prevention software and procedures, breaches happen.
The good news is that there is a promising solution for both individuals and small businesses. For a low rate, individuals and businesses are purchasing cyber security insurance for protection. Read on for 5 reasons why you should consider this new category of coverage in the digital age.
Jim and his wife Nancy just celebrated their second year in a beautiful new home. The celebration didn’t last long, however, when the couple discovered their homeowners policy increased 35% versus the previous year! Even worse, the rate hike occurred without any claim activity and very little credit changes.
Maybe you’ve also felt Jim’s pain. It’s an all too common experience for homeowners in the Lone Star state.