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Home Insurance Meets Ladder Safety Month

What does homeowners insurance have to do with Ladder Safety Month?

Well… falling from a ladder is fairly common (annually, 500,000 people are treated). People often assume that their homeowners insurance covers anything that happens in and around their home, including the people living inside. There are some limits. A home insurance policy is designed to cover your home and belongings (things), and the injuries of guests. If household members are injured in the home, then they probably won’t be covered. The policy isn’t designed to protect your own body. It’s designed to protect against liability and belongings.

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Top 10 Worst ROI Home Improvements [infographic]

Home improvement and return on investment (ROI). Do these two things go together? – [see infographic below]

We all have a few little things that we’d like to change about our home, right? But, have you considered that not all improvements are actually financially wise. Consider your Return On Investment (ROI). Just because it’s a significant home improvement doesn’t mean that it will pay for itself at sale time, unless you can do the work yourself. Worse yet, some home improvements are more “upside-down” than others.

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7 Unusual But Smart Insurance Types You May Not Know About

Who likes paying for insurance? But, we have to pay for things that we need. True, you pay money monthly or yearly, and you rarely get anything back in return. Only when tragedy strikes do you feel like it was all worth it. The rest of the time, it really does seem like a money pit.

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Auto Insurance Drive-Thru in Lubbock Texas


Drive-thru insurance? Slide-in or drive-in? Or, please, just pull up to the window! (We have the only drive-thru insurance agency in Lubbock, Texas).

We do the shopping, so you don’t have to. We work for you, not the insurance company.

GetHettler.com (806) 798-7800 M-F 8:30am-5pm. Hettler Insurance Agency, 4432 S Loop 289, Lubbock, TX 79414. Call, text, online, drive-thru.

#freeautoquote #getbettertogether #shoplocal #hettlerinsurancedotcom

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Happy Holiday Hours 2020

Christmas is almost here.
We will be closed on Dec. 24th & 25th.

Thank you for trusting us to protect you and your stuff for another year. We’ll keep giving! (At the end of the video, don’t miss our Christmas photo from last year, because social distance, you know.)

Happy Holidays!

Give us a call on Monday morning @ (806) 798-7800 , or M-F 8:30am-5pm.

#getbettertogether #freeautoquote
#hettlerinsurancedotcom #shoplocal

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Homeowner’s Insurance: 7 Great Tips To Save Money

Homeowner’s insurance is a necessity, for all property owners. For instance, it might not be required by law, but if you borrow money to buy a home, your mortgage lender will most usually require you to have homeowner’s insurance. This helps to protect their investment and yours.

If your home loan is completely paid off, it’s still smart to continue homeowner’s insurance. You want to protect your investment. But, paid off or not paid off, you still don’t want to overpay for the coverage on your homeowners insurance, right?

Here are 7 tips to help you keep your rates low:

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How to Lower Your Medical Bills Using Frugal Living Tips

Are your health care and health insurance costs rising? These days, more and more people are trying to lower their medical spending. Consumer Reports say that only about 31% of Americans try to negotiate their medical bill prices. However, those reports also tell us that those who do try to negotiate usually succeed in saving significant money. If you’re ready to negotiate and save money, then look at the tips below.

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Company Information

Hettler Insurance Agency
Ron Hettler

4432 S Loop 289
Lubbock, TX 79414

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