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Speeding Tickets & Auto Insurance

“License and registration please.” Four words no one ever wants to hear. But sometimes even the best drivers exceed the speed limit and find themselves facing a massive ticket. Other than an unexpected dent to your wallet and points on your driving record, how else can a speeding ticket negatively impact you?

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How Safe Is Your Car This New Years Day?

According to the online magazine Insurance Journal, Texas insurance regulators say that New Year’s Day is the number one holiday for vehicle theft. The Texas Department of Insurance urges you to lock your car doors and turn on your alarm while you celebrate the new year, in order to prevent auto theft.

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Tips About Auto Insurance From Lubbock Texas [Infographic]

Auto insurance in Lubbock, Texas, requires coverage for all vehicle owners (just like the rest of Texas). Of course, you want the insurance carrier to repay you in case your vehicle is stolen or damaged in a mishap. Lots of people tend to grumble about the high costs of auto insurance in Lubbock, and the average coverage elsewhere. Here, we offer you some quick tips with the help of which you can get the best car insurance price estimates. (Keep reading for Traffic Crash Facts Infographic)

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[video] Keys to Progress for Veterans

As you may know, this week is National Veterans Small Business Week. But, you may not know that every November Progressive Insurance has a one-day vehicle giveaway program for some lucky veterans. It’s called the Keys to Progress® Program (#KeysToProgress), Giving Back to Those Who Gave So Much. Since 2013, the program has donated more than 600 vehicles to our veterans and various veteran organizations. It’s not just for cars, either. In 2018, the program awarded an Army veteran trucker with a Freightliner big rig truck (18-wheeler).

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Salute National Veterans Small Business Week

This week (Nov. 4th-8th), let’s take a moment to salute National Veterans Small Business Week. Every year for the past six years, the SBA (U.S. Small Business Administration) celebrates veteran-owned small businesses. Hettler Insurance Agency is part of the SMB sector (we’re not veteran-owned, but we do have one veteran employee). And, we’re proud to support other small business owners by helping with commercial insurance in Texas and the surrounding states. We represent insurance carriers who happily offer military discounts to active duty and veterans for various types of insurance.

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Why Is Open Enrollment A Big Deal For Health Insurance?

Not having health insurance can be…Scary! Open enrollment is Nov. 1st – Dec. 15th. Give us a call so we can help you! (806) 798-7800, M-F 8:30am-5pm

So, why is open enrollment such a big deal for health insurance?

Have you ever thought to yourself: “I should be allowed to update or buy health insurance whenever it’s convenient for me. That’s not fair. Why do I have to do it only Nov. 1st – Dec. 15?”

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Beyond Property Insurance: Inland Marine

Non-traditional (or inland marine insurance, as some policies are called) coverage is a custom-made sector of insurance coverage dealing with homes and items that would not typically fall under a typical residential, commercial property, or car insurance policy. Such items are: boats, snowmobiles, ATV’s and personal watercraft. You might discover that your existing insurance company does not even write policies for these types of goods, in which case you will have to check out a specialized insurance company.

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Gap Insurance: What is it and How it Works

Buy the Gap When a Car is Financed or Leased

No, this isn’t coverage against an ill-planned shopping spree at a certain clothing store in your local mall. In short, gap insurance protects you from owing more than your car is worth in case of a major accident or theft. If your vehicle is stolen, or totaled by an accident or natural disaster, the amount of money you receive from an insurer typically only equals your vehicle’s actual cash value at the time the incident occurs. If you have a new vehicle, this could leave you on the hook for thousands, given the amount you owe on the vehicle does not equal the current cash value.

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What is Included in General Contractor Insurance in Texas

Ever noticed that it seem like every facet of life is covered by some type of insurance?  Life insurance. Car insurance. Health insurance. Pet insurance. Workers’ compensation insurance. Renter’s insurance. Homeowner’s insurance.  Not to mention there are specific types of those insurances. Comprehensive. Liability. Flood. And, let’s not forget about general contractor insurance in Texas. According to the Texas Department of Insurance, general contractor insurance is a combination of workers’ compensation, bonds, and commercial general liability (CGL) insurance.

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Patriots Day, 9-11 Salute

This Patriots Day (9/11) we salute those who served and were attacked 18 years ago on Sept. 11th, 2001. We express our sympathy to those families that lost loved ones. We are still a strong nation. May the conscience of those responsible remain heavy.

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Company Information

Hettler Insurance Agency
Ron Hettler

4432 S Loop 289
Lubbock, TX 79414

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