Top 12 List for Independent Insurance Agency, Plus A Bonus
During some period of your life, you’ll probably need the services of an independent insurance agent, maybe in Lubbock, Texas. Let’s face it, auto, homeowners, business, health, disability, and life insurance can prevent financial disaster in times of crisis. And, good insurance is peace of mind.
An outstanding insurance agent can help you protect all of your assets, including your money.
But, how do you ever find an outstanding insurance agent? Would you know one if you meet one? What if your agency has several insurance agents? How do you know if they are all competent?
Here is a list of qualities of an outstanding insurance agency. Does your agency have this caliber of agents?:
1. Qualified, competent, certified. What credentials do the agents have? Are the agents certified? Are any of the agents Certified Insurance Counselors? Can they consult with you, or just sell you a policy? Professional credentials are the mark of a licensed, educated professional. Don’t you want to work with a pro? (compare this to the difference between a bookkeeper and a certified CPA)
2. Does the agency represent several major insurance carriers, and types of insurance products? An experienced agency will be able to find you the best and cheapest insurance because they can choose from a wider variety of carriers. INSIDER FACT: insurance carriers only work with competent, proven agencies. If your agency works with a large number of carriers, then rest assured that agency has been thoroughly vetted by those insurance carriers.
BONUS: Some independent insurance agencies do charge a fee for their services. Other independent agencies do Not charge any extra fees for their services. So, look for the agency that does not charge any extra for their expert, hard-earned advice and experience. FYI, Hettler Insurance Agency in Lubbock, Texas is an agency that does Not charge any extra fees. You pay the same as if you had spoken directly with Progressive, Geico, etc. The only difference is that you get a ton of experience, expert advice, and customer service all for free.
Why Is Lubbock Texas A Great Place To Live? Watch the video to see just a few of the reasons. [this article has been reformatted from an earlier piece]
City of Lubbock
Lubbock is the 11th largest city in the state of Texas. Lubbock falls in the top 100 most populated cities in the United States with a population of more than 300,000 people. In recent years, Lubbock has been described as: “best commute in the US”, “best city for 35 and under”, “best city for new college grads”. (hint: A safer commute could allow for cheap car insurance.)
Keeping our “Social Distance”, while still Committed to Serving You! It’s still business as usual, just not face-to-face, for now. Still ready to help you remotely during coronavirus (covid19) “season”. Call, Text, Online: (806) 798-7800 or [email protected]
We are following social distance advice from health professionals because many of our clients and team members are caring for high-risk family members. We have invested in technology that allows our agents to serve you from their Home offices. Staff are still ready and able to assist you with any insurance advice, questions, or coverage needs like: auto insurance, homeowners insurance, commercial property & auto, life & health insurance, etc., etc..
Every member of our team is available to you by phone or text using our regular phone number: 806-798-7800. Let’s keep the conversations moving!
If you’re reading this during office hours, Call us now! or you can email us at [email protected]
We will resume in-person, face-to-face office appointments when we are advised that it is safe to do so. We are sorry for any inconvenience this may cause you. We hope that all of you are staying healthy and happy.
Insurance is all about preparing for the unexpected and managing risk. So, we’re doing what we’re best at. We are prepping our systems now, just in case. We will be ready to serve you, even if you or us end up affected due to the coronavirus (covid19). We are going the extra mile for you!
We want you all to know that we are closely monitoring the developments related to the COVID-19 virus (coronavirus), paying close attention to the guidance of our local, state and federal officials. We have not yet experienced a direct impact on our business. We are prepared to continue to serve you and our mutual clients. Our primary concern is the health and safety of our customers, our employees, our business partners, their families and our communities.
“License and registration please.” Four words no one ever wants to hear. But sometimes even the best drivers exceed the speed limit and find themselves facing a massive ticket. Other than an unexpected dent to your wallet and points on your driving record, how else can a speeding ticket negatively impact you?
According to the online magazine Insurance Journal, Texas insurance regulators say that New Year’s Day is the number one holiday for vehicle theft. The Texas Department of Insurance urges you to lock your car doors and turn on your alarm while you celebrate the new year, in order to prevent auto theft.
Auto insurance in Lubbock, Texas, requires coverage for all vehicle owners (just like the rest of Texas). Of course, you want the insurance carrier to repay you in case your vehicle is stolen or damaged in a mishap. Lots of people tend to grumble about the high costs of auto insurance in Lubbock, and the average coverage elsewhere. Here, we offer you some quick tips with the help of which you can get the best car insurance price estimates. (Keep reading for Traffic Crash Facts Infographic)
As you may know, this week is National Veterans Small Business Week. But, you may not know that every November Progressive Insurance has a one-day vehicle giveaway program for some lucky veterans. It’s called the Keys to Progress® Program (#KeysToProgress), Giving Back to Those Who Gave So Much. Since 2013, the program has donated more than 600 vehicles to our veterans and various veteran organizations. It’s not just for cars, either. In 2018, the program awarded an Army veteran trucker with a Freightliner big rig truck (18-wheeler).
This week (Nov. 4th-8th), let’s take a moment to salute National Veterans Small Business Week. Every year for the past six years, the SBA (U.S. Small Business Administration) celebrates veteran-owned small businesses. Hettler Insurance Agency is part of the SMB sector (we’re not veteran-owned, but we do have one veteran employee). And, we’re proud to support other small business owners by helping with commercial insurance in Texas and the surrounding states. We represent insurance carriers who happily offer military discounts to active duty and veterans for various types of insurance.
I called another agency first, and wish I hadn't. Ron was very knowledgeable and helpful in providing me with the... information I was looking for. I highly recommend Hettler Agency for your insurance needs!read more
A friend recommended Hettler Insurance Agency for my family’s health insurance last year. As new immigrants, we got... totally lost with what we can choose and how. Mr. Hettler has been so patient to us with full explanation of the policies and all the guidance we need. We are very thankful to him with the insurance package we get. This is the company where the staff are very friendly and they always know what the customers need.read more
What a waste of time trying to get a quote for my business. spent two days filling out their applications, then they... just stop communicating. No word, NOTHING. and no I am not a competitor, like you accused the other negative reviewer of being. You can save yourself a lot of time by calling any other place.read more
I use Hettler Insurance Agency for my car insurance. When I first started with them, they found an insurance company... that saved my like, $80 from what I had found on my own, so I ended up paying $165/month for full coverage. A few months ago, that policy went up to $187/month and I just kinda rolled with it. But yesterday, I decided to give Hettler a call and just ask if there was anything they could do. The fella I spoke with said “sure, we’ll shop around for you and give you a call by the end of the day.”Within the day, I got called back and they had found a plan with the same coverage for $116/month. All that cost me was 2 minutes on the phone. My point is, if you ask your friends on social media who has the best insurance, you’re going about it all wrong. Go to Hettler and they’ll do all the shopping and looking around for you.read more