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7 Unusual But Smart Insurance Types You May Not Know About

Who likes paying for insurance? But, we have to pay for things that we need. True, you pay money monthly or yearly, and you rarely get anything back in return. Only when tragedy strikes do you feel like it was all worth it. The rest of the time, it really does seem like a money pit.

But, keep in mind that when you need it, insurance can save your financial life.

There are some types of insurance that are a necessity. Many types of insurance exist out there whether you consider or perhaps even know about them. But, some of these unusual policies can be critical in the right situations.

These types of insurance are worth considering:

1. Inland Marine insurance.

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7 Smart Tips How To Find Your Best Auto Insurance Policy

Automobile insurance (car insurance, truck insurance, etc.) is a requirement in just about every state. Many times, we don’t actively use our insurance, but we still have to maintain an insurance policy. So, here’s a top 7 list of things you can do to help get the best auto policy at the lowest price.

Look over these tips so you can find the best auto insurance for your situation. There’s a “bonus tip” at the bottom, so keep reading!

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Auto Insurance Drive-Thru in Lubbock Texas


Drive-thru insurance? Slide-in or drive-in? Or, please, just pull up to the window! (We have the only drive-thru insurance agency in Lubbock, Texas).

We do the shopping, so you don’t have to. We work for you, not the insurance company.

GetHettler.com (806) 798-7800 M-F 8:30am-5pm. Hettler Insurance Agency, 4432 S Loop 289, Lubbock, TX 79414. Call, text, online, drive-thru.

#freeautoquote #getbettertogether #shoplocal #hettlerinsurancedotcom

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Happy Holiday Hours 2020

Christmas is almost here.
We will be closed on Dec. 24th & 25th.

Thank you for trusting us to protect you and your stuff for another year. We’ll keep giving! (At the end of the video, don’t miss our Christmas photo from last year, because social distance, you know.)

Happy Holidays!

Give us a call on Monday morning @ (806) 798-7800 , or M-F 8:30am-5pm.

#getbettertogether #freeautoquote
#hettlerinsurancedotcom #shoplocal

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Homeowner’s Insurance: 7 Great Tips To Save Money

Homeowner’s insurance is a necessity, for all property owners. For instance, it might not be required by law, but if you borrow money to buy a home, your mortgage lender will most usually require you to have homeowner’s insurance. This helps to protect their investment and yours.

If your home loan is completely paid off, it’s still smart to continue homeowner’s insurance. You want to protect your investment. But, paid off or not paid off, you still don’t want to overpay for the coverage on your homeowners insurance, right?

Here are 7 tips to help you keep your rates low:

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How to Lower Your Medical Bills Using Frugal Living Tips

Are your health care and health insurance costs rising? These days, more and more people are trying to lower their medical spending. Consumer Reports say that only about 31% of Americans try to negotiate their medical bill prices. However, those reports also tell us that those who do try to negotiate usually succeed in saving significant money. If you’re ready to negotiate and save money, then look at the tips below.

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Reduce Health Care Expenses: 7 Frugal Living Tips, Plus One

Do you want to save money? It’s possible to save $500 or more per month.

But, how do you make it work?

For several years, health care expenses have been on the rise. For nearly every household, healthcare costs continue to be a major expense. The expense for the care itself continues to increase, and, naturally, insurance costs tend to rise also. Discovering ways to lower these costs can be well worth your time.

Here are several tips and tactics that could reduce your health care costs:

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Should College Students Buy Renters Insurance?

After the cost of tuition and books, a lot of college students may not be so eager to spend even more money to buy renters’ insurance. This might, usually, be a mistake.

For a student living on-campus, they’re not probably worried about renters insurance. That is if their parents’ homeowner’s policy will cover any loss or damage to personal items. But, verify if the parents’ policy does include “off-premises coverage”. It’s not guaranteed.

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What You Don’t Know About Veterans Day

Let’s get the confusion out of the way. Veterans Day commemorates ALL veterans, alive or not. (Memorial day is the holiday that is reserved for those who gave their lives during service to our country.)

See history lesson further down. Now, on to the current stuff.
Veterans Day 2020 theme: “Vision: Veterans in Focus.” Looking at centuries of Veterans’ service and sacrifice, maintaining the vision for the future of Veterans.

Firstly, here are some links to benefits from some thoughtful businesses that have chosen to honor us veterans with Veterans Day free meals & discounts:
https://www.military.com/veterans-day/restaurants-veterans-day-military-discounts.html
https://militarybenefits.info/veterans-day-discounts-sales-deals-free-meals/

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Top 10 Ways to Save Money On Auto Insurance

Money-Saving Strategies to Lower Auto Insurance Costs.
When you’re looking for ways to reduce expenses, consider the money you spend on car insurance. Reduce what you pay to insure your vehicle with these strategies.

Of course, everyone knows that you are legally required to carry insurance for your vehicle. But, you don’t have to overpay for that coverage. Look for an affordable option for your monthly insurance premium. Your insurance carrier charges a recurring expense that will impact your budget, so it’s important.

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Company Information

Hettler Insurance Agency
Ron Hettler

4432 S Loop 289
Lubbock, TX 79414

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