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How To Prepare Before Buying Homeowners’ Insurance

Do your homework before getting homeowners’ insurance.

Use this list and consult your independent insurance agent so they can do some comparison shopping for your home insurance. After you look over all the facts related to your dwelling, you and your agent will be prepared and ready to get the best deal on your homeowners’ insurance policy.

How much you know about each of the following subjects will influence your choices when buying your homeowners’ insurance policy.

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When to Check Auto Insurance Rates

When’s the last time you gave more than a second thought to your car or truck insurance? Did you know that there’s no harm in changing insurance carriers often? Actually, it can be a very good thing. Keep reading to see why!

Do you think about your auto insurance rates very often? Like many, you probably only consider your rates when it comes time to renew. You may be surprised to learn that auto insurance companies periodically raise insurance rates across the board.

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Worst 9 Mistakes for Insurance Buyers

Have you made any of these mistakes?

An insurance policy is not exciting. There are hundreds of other more fun ways you could spend your money. But, insurance is an important part of your financial plan. It’s just way too risky to Not carry insurance.

When buying insurance coverage, it’s easy to make a mistake. Mistakes could cause the loss of your assets. And, those losses could create an unnecessary burden on your family’s monthly expenses.

When you shop for insurance, avoid these common mistakes:

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Top 8 Mistakes: Why You Don’t Collect Unemployment Insurance

Are you suddenly without a job?

Are you eligible to collect unemployment income? Lots of people think that if you quit your job that they’re not eligible to receive unemployment checks. Well, that’s not always true. But, you may be doing things that cause you to be denied unemployment benefits.

Losing your job can be scary both financially and emotionally. But, unemployment income benefits (aka U.I.) can help you.

There are specific requirements depending on your state of residence. But, if you avoid some common mistakes, it may be easier to qualify. Did you know that once your state benefits expire that you may qualify for federal benefits?

Top Eight mistakes to avoid:

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A Top Rated Insurance Agency in Lubbock, Texas

Three Best Rated® Gives A Top Placement

Hettler Insurance Agency is listed as one of the Top 3 insurance agents in Lubbock, Texas (2 years running). This is due to providing consistent, high-quality service in our area of business. ThreeBestRated.com approved our business using a rigorous 50-Point inspection which includes everything from checking reputation, history, complaints, ratings, satisfaction, nearness, trust, cost and general excellence.

Three Best Rated® was created with a simple goal to find the top 3 local businesses, professionals, restaurants, health care providers, etc., in your city. Businesses do not pay to be listed, ever. Local businesses provide better and personal services locally. Local businesses know your city better since we live here too.

Expertise® Scores A Top Placement

Also, according to Expertise.com, Hettler Insurance is one of the top insurance agencies in Lubbock, Texas. They scored 135 car insurance agencies in Lubbock, TX, and we are one of their top picks. They aim to direct people to the best local experts. Expertise scores Lubbock Car Insurance Agencies on over 25 variables spanning five categories. They analyze their results and give you a list of their best hand-picked Lubbock insurance agents.

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Holiday: Office Closed July 3rd and 4th

Our office is closed July 3rd & 4th in honor of Independence Day. Have a Happy 4th of July!

Be safe. Be Happy. (make sure you’re insured for this weekend 😜)

#getbettertogether #hettlerinsurancedotcom #insurancematters #shoplocal

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[video] Advice For Working From Home, With Kids

Kids at home? And, you’re trying to work?

Advice for working from home, with kids. (If you’re reading this and currently looking for work, we pray you get what you need.)

1. Use visual cues to designate your workspace.

Create a designated area as your work zone and use it consistently. Help your kids build the association that when you’re sitting there, you are working and should not be disturbed.

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[video] How To Choose Best Independent Insurance Agency In Texas

Top 12 List for Independent Insurance Agency, Plus A Bonus

During some period of your life, you’ll probably need the services of an independent insurance agent, maybe in Lubbock, Texas. Let’s face it, auto, homeowners, business, health, disability, and life insurance can prevent financial disaster in times of crisis. And, good insurance is peace of mind.

An outstanding insurance agent can help you protect all of your assets, including your money.

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[Video] Is Lubbock Texas A Great Place To Live?

Why Is Lubbock Texas A Great Place To Live? Watch the video to see just a few of the reasons. [this article has been reformatted from an earlier piece]

City of Lubbock

Lubbock is the 11th largest city in the state of Texas. Lubbock falls in the top 100 most populated cities in the United States with a population of more than 300,000 people. In recent years, Lubbock has been described as: “best commute in the US”, “best city for 35 and under”, “best city for new college grads”. (hint: A safer commute could allow for cheap car insurance.)

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Company Information

Hettler Insurance Agency
Ron Hettler

4432 S Loop 289
Lubbock, TX 79414

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