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We Moved: New Address at 4720 S Loop 289, Lubbock, Texas
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Why Texas Home Insurance Rises Every Year? – Video KCBD TV News Lubbock
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Danger: FPE Panel Stab-Lok Circuit Breakers
NEWS:
We Moved: New Address at 4720 S Loop 289, Lubbock, Texas
//
Why Texas Home Insurance Rises Every Year? – Video KCBD TV News Lubbock
//
Danger: FPE Panel Stab-Lok Circuit Breakers
4720 S Loop 289, Lubbock, TX 79414
Mon – Fri: 8:30am to 5pm
Auto, Home, Biz, Life, Health
Insurance in Lubbock, Texas | Car, Auto, Home, Business, Life, Health | 30 Years Experience | Hettler Insurance Agency
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  • Texas family at kitchen table reviewing insurance options on laptop with Hettler Insurance homepage.
    The Role of Insurance in Family Protection for Texans
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    The Role of Insurance in Family Protection for Texans
    Tags: Deductible, family, Lubbock Texas, Texas Homeowners Insurance|

    Discover the crucial role of insurance in family protection for Texans. Safeguard your future from unforeseen crises with the right coverage. Life, health, disability, home. Close gaps before crisis hits. Call (806) 798-7800.

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  • Texas driver reviewing auto insurance policy at home desk with Hettler Insurance homepage on laptop to see differences in texas auto policies
    Differences in Texas Auto Policies: What You Need to Know
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    Differences in Texas Auto Policies: What You Need to Know
    Tags: Deductible, family, Lubbock Texas, West Texas|

    Discover the key differences in Texas auto policies. Learn how to choose the right coverage and save money while staying compliant. Compare Texas auto policies — liability, collision, comprehensive, PIP, UM/UIM — and pick the right coverage without overpaying. Call (806) 798-7800.

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  • Texas financial plan insurance guide 2026 — young Lubbock couple reviewing coverage and emergency fund at home.
    How insurance strengthens your Texas financial plan
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    How insurance strengthens your Texas financial plan
    Tags: family, Lubbock Texas, percentage based deductible, Texas Homeowners Insurance|

    Discover the vital role of insurance in financial planning for Texas homeowners. Learn how to protect your finances from unexpected events! Insurance is the foundation of a Texas financial plan. See how to sequence coverage, emergency funds, and deductibles to protect your wealth.

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  • Young Lubbock Texas family on the front porch of a Lubbock home at golden-hour — term life insurance guide for Texas families 2026.
    Term life insurance guide for Texas families 2026
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    Term life insurance guide for Texas families 2026
    Tags: family, Lubbock Texas, West Texas|

    Discover what term life insurance is and how it can protect Texas families. Get coverage for less than $35/month and secure your future! Term life insurance guide for Texas families 2026 — real Lubbock quotes, how to pick term and coverage, and why buying early saves thousands.

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  • Lubbock Texas insurance agent working at cluttered desk
    Texas health insurance explained: How to choose the right plan
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    Texas health insurance explained: How to choose the right plan
    Tags: family, Lubbock Insurance Agent|

    Texas has the US's highest 16.7% uninsured rate, yet 83% of ACA enrollees qualify for subsidies. Learn how health insurance works in Texas, what it costs, how subsidies help, and what's covered after a disaster. Compare HMO, PPO, EPO plans and avoid the costliest mistakes.

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  • Father and daughter reviewing insurance documents at home | Texas health insurance options list | Hettler Insurance Agency, Lubbock Texas | call 806-798-7800
    Texas Health Insurance Options List for Families in 2026
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    Texas Health Insurance Options List for Families in 2026
    Tags: family, health insurance|

    Compare Texas health insurance options list for 2026, including ACA plans, Medicaid, and CHIP. See real costs, subsidy changes, and tips for families and young professionals.

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  • Term Life Insurance Policy, Hettler Insurance Agency, 4720 S Loop 289 Lubbock Texas, GetLifePolicy, phone 8067987800
    Term Life Insurance in Lubbock, TX | Affordable Texas Coverage
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    Term Life Insurance in Lubbock, TX | Affordable Texas Coverage
    Tags: family, life insurance, tax free|
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Hettler Insurance Agency
Hettler Insurance Agency
4.5
Based on 31 reviews
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blaine bearman
blaine bearman
10:52 03 Nov 22
This was my first time going through an insurance agency, Ron was absolutely amazing!!! I got exactly what I was looking for with Ron's help!! He was very nice and helpful and wanted to help me!! Thank you Ron for this... experience and for helping me get health insurance for my children!! I highly recommend this place for anyone!!!read more
Morgan Cook
Morgan Cook
15:02 24 Jun 22
If you are looking for an insurance agency you can trust, look no further than Hettler Insurance. Meghan and the team are refreshingly professional and easy to work with. I was with my previous insurance agency for two... years, but they were no match for Meghan at Hettler. She was able to find the same policy/coverage with a significantly lower premium (with the potential for even more savings after 90 days). Every one of the staff is courteous, attentive, and helpful. Thanks Meghan and everyone at Hettler!read more
Weijun Huang
Weijun Huang
20:48 01 Jan 20
A friend recommended Hettler Insurance Agency for my family’s health insurance last year. As new immigrants, we got totally lost with what we can choose and how. Mr. Hettler has been so patient to us with full... explanation of the policies and all the guidance we need. We are very thankful to him with the insurance package we get. This is the company where the staff are very friendly and they always know what the customers need.read more
Chuck Lanehart
Chuck Lanehart
02:00 15 Dec 19
Ron Hettler and his staff are the best. I have used Ron for personal and business insurance for 20+ years, with no regrets. Recently he helped me sign up for Medicare supplemental insurance. We spent a good hour going... over the endless inane paperwork, even though I know his compensation for this is next to nothing. Good people, good insurance.read more
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Hettler Insurance Agency

Hettler Insurance Agency

Independent Lubbock Insurance Agency providing Texans with Auto, Home, Business, Health, Life insurance in Lubbock Texas. Self-service Life Insurance Quote GetLifePolicy.com New office at 4720 S Loop 289, Lubbock, Texas 79414 806-798-7800

Hettler Insurance Agency is at Hettler Insurance Agency.

2 days ago

Hettler Insurance Agency
A certificate of insurance looks official — policy numbers, dollar amounts, carrier names. But legally, it is much more limited than most contractors realize.A COI is a summary of a policy, not the policy itself. It does not guarantee a claim will be paid. It does not create a binding contract. And being listed as certificate holder does NOT make you an additional insured — that only happens through a formal endorsement (CG 20 10, CG 20 37) added to the actual policy. Contractors who confuse the two get denied at claim time.Ron Hettler, CIC (Certified Insurance Counselor) walks through what a COI actually does, the 6-step process for managing subcontractor certificates, how to verify endorsements directly with the insurer, and the fraud patterns that have left contractors uninsured despite holding legitimate-looking paperwork. Get Better. Get Hettler.Read the full guide: hettlerinsurance.com/2026/07/24/the-role-of-certificates-of-insurance-for-contractors/📞 (806) 798-7800📍 4720 S Loop 289, Lubbock, TX 79414#TexasContractors #lubbockcontractors #westtexas #ContractorInsurance #coi #CertificateOfInsurance #hettlerinsurance #gethettler 📋 ... See MoreSee Less

The Role of Certificates of Insurance for Contractors

hettlerinsurance.com

TL;DR summary: Certificates of insurance are critical yet often misunderstood documents that summarize coverage but do not guarantee claims payment or create binding obligations. Contractors must veri...
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Hettler Insurance Agency

2 days ago

Hettler Insurance Agency
#FridayFeels Every strike brings me closer to the next home run - Babe Ruth. So, don't stop now! Success is just around the corner. #getbettertogether #hettlerinsurancedotcom #foundr #shoplocal ... See MoreSee Less

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Hettler Insurance Agency is at Hettler Insurance Agency.

3 days ago

Hettler Insurance Agency
Comparing Texas insurance quotes sounds simple — grab the cheapest number and go. That's exactly how most Texans overpay for years without knowing it.The problem: two quotes with "identical" coverage limits can hide wildly different deductibles, water-damage exclusions, roof settlement terms, and claims-handling reputations. A $900 policy with a 2% wind/hail deductible and actual cash value roof settlement is a worse deal than an $1,100 policy with a flat deductible and replacement cost — you just won't know until claim time.Ron Hettler, CIC (Certified Insurance Counselor) walks through the exact step-by-step process: what to gather before you request a quote, how to use online tools AND direct carrier quotes together, the 5 mistakes that cost Texans the most, and why "price walking" quietly raises your premium every renewal you don't shop. Get Better. Get Hettler.Read the full guide: hettlerinsurance.com/2026/07/23/how-to-compare-insurance-quotes-in-texas/📞 (806) 798-7800📍 4720 S Loop 289, Lubbock, TX 79414#TexasInsurance #LubbockInsurance #WestTexas #InsuranceQuotes #HomeInsurance #Deductibles #HettlerInsurance #GetHettler 📊 ... See MoreSee Less

How to Compare Insurance Quotes in Texas

hettlerinsurance.com

TL;DR summary: Many Texas homeowners and renters overpay for coverage because they lack skills in comparing insurance quotes effectively. Proper comparison requires matching coverage parameters and un...
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4720 S Loop 289, Lubbock, TX 79414

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“This site is intended for general informational and educational use only. It is not exhaustive and should not be construed as professional, financial, medical, or legal advice; or actual specific insurance policy terms. Please contact our insurance professionals online, by phone, or in-person for further specific information to receive a quote or inquire about your own policy if you are a current client. It’s possible that online content may not be complete, correct, or up-to-date due to fluctuations in insurance markets and/or other factors. You agree that if we contact you by phone, mail, or electronically that it’s because you have consented for us to do so.”

Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

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