Umbrella liability insurance can be protection for your assets from large claims or lawsuits. Do you like to plan ahead for your financial protection? You might want to consider purchasing umbrella liability insurance. Remember, insurance is about managing your risks.
Keep reading for seven benefits of an umbrella liability insurance policy. Maybe the time is right for you to get an “umbrella” to protect yourself for a rainy day.
We do the shopping, so you don’t have to! Pick the quote that saves you the most money! We take care of the rest (no extra fees). Your time is important; let us save you some time and hassle.
Well… falling from a ladder is fairly common (annually, 500,000 people are treated). People often assume that their homeowners insurance covers anything that happens in and around their home, including the people living inside. There are some limits. A home insurance policy is designed to cover your home and belongings (things), and the injuries of guests. If household members are injured in the home, then they probably won’t be covered. The policy isn’t designed to protect your own body. It’s designed to protect against liability and belongings.
Home improvement and return on investment (ROI). Do these two things go together? – [see infographic below]
We all have a few little things that we’d like to change about our home, right? But, have you considered that not all improvements are actually financially wise. Consider your Return On Investment (ROI). Just because it’s a significant home improvement doesn’t mean that it will pay for itself at sale time, unless you can do the work yourself. Worse yet, some home improvements are more “upside-down” than others.
Question: What if we have a small mixed-breed dog that sometimes nips at people. He’s never really bitten anyone quite hard enough to break the skin. But, what if a true bite occurs? We’re concerned about our liability. We wonder if our homeowner’s insurance policy will protect us, then.
Who likes paying for insurance? But, we have to pay for things that we need. True, you pay money monthly or yearly, and you rarely get anything back in return. Only when tragedy strikes do you feel like it was all worth it. The rest of the time, it really does seem like a money pit.
Do your homework before getting homeowners’ insurance.
Use this list and consult your independent insurance agent so they can do some comparison shopping for your home insurance. After you look over all the facts related to your dwelling, you and your agent will be prepared and ready to get the best deal on your homeowners’ insurance policy.
How much you know about each of the following subjects will influence your choices when buying your homeowners’ insurance policy.
Top 12 List for Independent Insurance Agency, Plus A Bonus
During some period of your life, you’ll probably need the services of an independent insurance agent, maybe in Lubbock, Texas. Let’s face it, auto, homeowners, business, health, disability, and life insurance can prevent financial disaster in times of crisis. And, good insurance is peace of mind.
An outstanding insurance agent can help you protect all of your assets, including your money.
Getting the right homeowners insurance in Plainview can be a headache if you don’t understand the complex process of buying homeowners insurance coverage. Here you’ll find plenty of advice and techniques to assist you to get the homeowners insurance protection for your needs.
If you are looking for an insurance agency you can trust, look no further than Hettler Insurance. Meghan and the team... are refreshingly professional and easy to work with. I was with my previous insurance agency for two years, but they were no match for Meghan at Hettler. She was able to find the same policy/coverage with a significantly lower premium (with the potential for even more savings after 90 days). Every one of the staff is courteous, attentive, and helpful. Thanks Meghan and everyone at Hettler!read more
Called Hetler twice to get quote for quote on price for 2 auto's and home insurance. Said they would call back to give... quote. If too busy for customer then I sure don't want them to handle my insurance needs.Reply: Been calling 2 Days ago. Placed call each day and never received status of why taking so long to receive call back. POOR BUSINESS STANDARDS.read more
Just got my reducible deductible statement; You guys are super! Thanks for the help and thanks for taking care of us... for the last 16 years!read more
I called another agency first, and wish I hadn't. Ron was very knowledgeable and helpful in providing me with the... information I was looking for. I highly recommend Hettler Agency for your insurance needs!read more
Kali is an excellent insurance agent! She listens to our concerns and finds us the absolute best coverage for our... needs. We sincerely appreciate everything she does for us!read more
This place is amazing, simple explanations, great customer service and Mr. Hettler makes you feel VIP. I will be... bringing all my insurance needs to Hettler Insurance.read more
A friend recommended Hettler Insurance Agency for my family’s health insurance last year. As new immigrants, we got... totally lost with what we can choose and how. Mr. Hettler has been so patient to us with full explanation of the policies and all the guidance we need. We are very thankful to him with the insurance package we get. This is the company where the staff are very friendly and they always know what the customers need.read more
Just called to have your company try and help me find a better price or better policy & the lady who I spoke with... wasn't very helpful or friendly. I'll go elsewhere. Thank you.read more
What a waste of time trying to get a quote for my business. spent two days filling out their applications, then they... just stop communicating. No word, NOTHING. and no I am not a competitor, like you accused the other negative reviewer of being. You can save yourself a lot of time by calling any other place.read more
I use Hettler Insurance Agency for my car insurance. When I first started with them, they found an insurance company... that saved my like, $80 from what I had found on my own, so I ended up paying $165/month for full coverage. A few months ago, that policy went up to $187/month and I just kinda rolled with it. But yesterday, I decided to give Hettler a call and just ask if there was anything they could do. The fella I spoke with said “sure, we’ll shop around for you and give you a call by the end of the day.”Within the day, I got called back and they had found a plan with the same coverage for $116/month. All that cost me was 2 minutes on the phone. My point is, if you ask your friends on social media who has the best insurance, you’re going about it all wrong. Go to Hettler and they’ll do all the shopping and looking around for you.read more
