Insurance FAQs vs. Insurance SAQs. Navigating the labyrinth of insurance can feel like learning a new language. With so many terms, types, and options, it’s easy to get lost. That’s why at Hettler Insurance Agency in Lubbock Texas, we believe in empowering our customers with knowledge. Knowledge that not only answers their Frequently Asked Questions (insurance FAQs) but also unveils the ‘Should Ask Questions’ (insurance […]

Are you protected from large claims and lawsuits? Umbrella liability insurance can be protection for your assets from large claims or lawsuits. Do you like to plan ahead for your financial protection? You might want to consider purchasing umbrella liability insurance. Remember, insurance is about managing your risks. Keep reading for seven benefits of an umbrella liability insurance policy. Maybe the time is right for […]

What does homeowners insurance have to do with Ladder Safety Month? Well… falling from a ladder is fairly common (annually, 500,000 people are treated). People often assume that their homeowners insurance covers anything that happens in and around their home, including the people living inside. There are some limits. A home insurance policy is designed to cover your home and belongings (things), and the injuries […]

Home improvement and return on investment (ROI). Do these two things go together? – [see infographic below] We all have a few little things that we’d like to change about our home, right? But, have you considered that not all improvements are actually financially wise. Consider your Return On Investment (ROI). Just because it’s a significant home improvement doesn’t mean that it will pay for […]

Question: What if we have a small mixed-breed dog that sometimes nips at people. He’s never really bitten anyone quite hard enough to break the skin. But, what if a true bite occurs? We’re concerned about our liability. We wonder if our homeowner’s insurance policy will protect us, then. Answer: In an average year, dog bites will account for about 1/3 of all homeowner’s liability […]

Who likes paying for insurance? But, we have to pay for things that we need. True, you pay money monthly or yearly, and you rarely get anything back in return. Only when tragedy strikes do you feel like it was all worth it. The rest of the time, it really does seem like a money pit.

Do your homework before getting homeowners’ insurance. Use this list and consult your independent insurance agent so they can do some comparison shopping for your home insurance. After you look over all the facts related to your dwelling, you and your agent will be prepared and ready to get the best deal on your homeowners’ insurance policy. How much you know about each of the […]

Top 12 List for Independent Insurance Agency, Plus A Bonus During some period of your life, you’ll probably need the services of an independent insurance agent, maybe in Lubbock, Texas. Let’s face it, auto, homeowners, business, health, disability, and life insurance can prevent financial disaster in times of crisis. And, good insurance is peace of mind. An outstanding insurance agent can help you protect all […]

Getting the right homeowners insurance in Plainview can be a headache if you don’t understand the complex process of buying homeowners insurance coverage. Here you’ll find plenty of advice and techniques to assist you to get the homeowners insurance protection for your needs.

 Halloween is known for bats, vampires, ghosts, witches, candy, and… insurance claims? These can be the spookiest of all. And Halloween is one of the biggest days for the kind of trickery that leads to insurance claims.

With Halloween just around the corner, you may have questions regarding the mishaps and creatures in many horror movies. While we can’t answer why the villain won’t utter a word or how the characters always die so easily, we can answer your insurance questions regarding the haunting of Halloween. We also decided to tackle some more common insurance problems that can happen in October. And […]