Discover the key types of business insurance every Texas owner needs, from general liability to flood coverage. Compare options and protect your business today.

A business insurance audit is not an investigation — it's a routine check that your premium matches your actual operations. Ron Hettler, CIC explains what triggers a Texas audit, the documents you need, how workers' comp and general liability audits differ, and the classification mistakes that cost businesses thousands.

Optimize your Texas Business Owners Policy Workflow with a proven 5-stage workflow for better coverage and peace of mind: — data collection, coverage selection, endorsement review, binding, and verification. Ron Hettler, CIC explains how Lubbock business owners close coverage gaps and use the declarations page as their single source of truth. Avoid gaps and confidently manage your insurance process today!

Unlock new jobs in Texas by mastering the role of compliance in Texas contractor insurance. Stay licensed and competitive with our expert insights!

Columbus Day 2024, and if you didn’t know, it’s also now known as Indigenous Peoples Day, is one of the most inconsistently observed federal holidays in the United States. Falling annually on the second Monday in October, this day has become a focal point for discussions about how we recognize history. While it’s one of the nation’s 11 federally recognized holidays, many businesses, states, and […]

Is Lubbock Insurance Hard To Find? | 806-798-7800, Hettler Insurance Agency, Lubbock Texas Buying insurance doesn’t have to be hard. You just need a friend on the inside. Hello, friend. Come on inside, our door is open (we’ve even got a handy drive-thru window, the only agency in Lubbock Texas). Let us do the hard work for you. You don’t have time to shop for […]

In honor of the Labor Day holiday, Hettler Insurance Agency in Lubbock, Texas, will be closed on Monday, September 6th. We’ll be back in the office the next day (Tuesday) to help with Lubbock insurance, and all of Texas. What is Labor Day Labor Day in 2021 is observed on Monday, September 6th (yes, for small business owners too). Labor Day is an annual U.S. […]

Our office will be closed on Monday, July 5th. Stay Safe! Have a happy 4th of July. . . #lubbockinsurance #getbettertogether #freeautoquote #hettlerinsurancedotcom #commercialinsurance #bizinsurance #shoplocal

Why it matters to you and your community. But, how small is small? The definition of a small business varies drastically depending on which organization, group, or government agency you ask. Generally, though (and the SBA leaves lots of wiggle room), it is an independently-owned business with fewer than 500 employees that earns less than $1 million per year in combined revenue and sales, Fundera. […]

Do you own a small business / SMB? Your cost of offering health insurance is a huge cost of business for any company. And, it can be an even bigger hassle for small business company owners when securing business insurance. With the continued rise of premiums, many smaller businesses may have to force the extra expense onto their employees.

Who likes paying for insurance? But, we have to pay for things that we need. True, you pay money monthly or yearly, and you rarely get anything back in return. Only when tragedy strikes do you feel like it was all worth it. The rest of the time, it really does seem like a money pit.