General Liability Insurance Explained for Business Owners
Discover general liability insurance explained clearly for business owners. Protect your assets and ensure your business is covered. What GL (general liability) covers, cost, contract requirements, and the top coverage gaps. Ron Hettler, CIC (certified insurance counselor).
Why Cyber Insurance Matters for Your Business
Discover why cyber insurance matters for your business. Protect against costly cyberattacks and safeguard your operations today. Cyber insurance explained — what it covers, cost, required controls, and why your GL policy won't help after a breach. Ron Hettler, CIC (certified insurance counselor).
What Is Additional Insured? A Texas Business Guide
Understand what is additional insured status to protect your Texas business. Learn how it benefits you with essential coverage insights. Additional insured explained for Texas businesses — what it is, endorsement vs certificate holder, contract requirements, and how to verify. Learn from licensed agents and certified insurance counselors.
Should College Students Buy Renters Insurance?
After the cost of tuition and books, a lot of college students may not be so eager to spend even more money to buy renters’ insurance. This might, usually, be a mistake. For a student living on-campus, they’re not probably worried about renters insurance. That is if their parents’ homeowner’s policy will cover any loss or damage to personal items. But, verify if the parents’ […]
Are Exorcisms, Ghosts and Werewolves Covered by Liability Insurance?
With Halloween just around the corner, you may have questions regarding the mishaps and creatures in many horror movies. While we can’t answer why the villain won’t utter a word or how the characters always die so easily, we can answer your insurance questions regarding the haunting of Halloween. We also decided to tackle some more common insurance problems that can happen in October. And […]
Save Money on Car Insurance While Taking Less Risk
Why do you buy Auto Insurance? “I have to” may be your response and that is so true. Most states require auto liability insurance and almost all lenders require collision and other than collision coverage (the so-called “Full Coverage” option) on your car insurance. So, “I have to” is a great reason but there is an even better reason….
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