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NEWS TICKER:
Hettler Insurance CLOSED Friday, JULY 3rd for the 250th Independence Day
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We Moved: New Address at 4720 S Loop 289, Lubbock, Texas
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Why Texas Home Insurance Rises Every Year? – Video KCBD TV News Lubbock
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Danger: FPE Panel Stab-Lok Circuit Breakers
NEWS:
Hettler Insurance CLOSED Friday, JULY 3rd for the 250th Independence Day
//
We Moved: New Address at 4720 S Loop 289, Lubbock, Texas
//
Why Texas Home Insurance Rises Every Year? – Video KCBD TV News Lubbock
//
Danger: FPE Panel Stab-Lok Circuit Breakers
4720 S Loop 289, Lubbock, TX 79414
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Insurance in Lubbock, Texas | Car, Auto, Home, Business, Life, Health | 30 Years Experience | Hettler Insurance Agency
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  • Infograph, Horror Movies versus Texas | Life Insurance | Hettler Insurance Agency Lubbock Texas
    Infograph: Horror Movies vs. Texas
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    Infograph: Horror Movies vs. Texas
    Tags: halloween, infograph, life insurance|

    Murder By the Numbers The need for life insurance in real life vs. horror movies. (Click to view full image)

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  • Spiders Rats Bats Infestation Liability Insurance | Lubbock Insurance | Hettler Insurance Agency, Lubbock Texas
    Are Exorcisms, Ghosts and Werewolves Covered by Liability Insurance?
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    Are Exorcisms, Ghosts and Werewolves Covered by Liability Insurance?
    Tags: Business Insurance, halloween, health insurance, home insurance, Insurance Advice|

    With Halloween just around the corner, you may have questions regarding the mishaps and creatures in many horror movies. While we can’t answer why the villain won’t utter a word or how the characters always die so easily, we can answer your insurance questions regarding the haunting of Halloween. We also decided to tackle some more common insurance problems that can happen in October. And […]

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Hettler Insurance Agency
Hettler Insurance Agency
4.5
Based on 31 reviews
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blaine bearman
blaine bearman
10:52 03 Nov 22
This was my first time going through an insurance agency, Ron was absolutely amazing!!! I got exactly what I was looking for with Ron's help!! He was very nice and helpful and wanted to help me!! Thank you Ron for this... experience and for helping me get health insurance for my children!! I highly recommend this place for anyone!!!read more
Morgan Cook
Morgan Cook
15:02 24 Jun 22
If you are looking for an insurance agency you can trust, look no further than Hettler Insurance. Meghan and the team are refreshingly professional and easy to work with. I was with my previous insurance agency for two... years, but they were no match for Meghan at Hettler. She was able to find the same policy/coverage with a significantly lower premium (with the potential for even more savings after 90 days). Every one of the staff is courteous, attentive, and helpful. Thanks Meghan and everyone at Hettler!read more
Weijun Huang
Weijun Huang
20:48 01 Jan 20
A friend recommended Hettler Insurance Agency for my family’s health insurance last year. As new immigrants, we got totally lost with what we can choose and how. Mr. Hettler has been so patient to us with full... explanation of the policies and all the guidance we need. We are very thankful to him with the insurance package we get. This is the company where the staff are very friendly and they always know what the customers need.read more
Chuck Lanehart
Chuck Lanehart
02:00 15 Dec 19
Ron Hettler and his staff are the best. I have used Ron for personal and business insurance for 20+ years, with no regrets. Recently he helped me sign up for Medicare supplemental insurance. We spent a good hour going... over the endless inane paperwork, even though I know his compensation for this is next to nothing. Good people, good insurance.read more
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Hettler Insurance Agency

Hettler Insurance Agency

Independent Lubbock Insurance Agency providing Texans with Auto, Home, Business, Health, Life insurance in Lubbock Texas. Self-service Life Insurance Quote GetLifePolicy.com New office at 4720 S Loop 289, Lubbock, Texas 79414 806-798-7800

Hettler Insurance Agency

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Hettler Insurance Agency

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Hettler Insurance Agency is in Texas.

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A quick summary of what rental reimbursement covers on your auto insurance policy. #hettlerinsurance #lubbockinsurance #autoinsurance #CarInsurance #rentalreimbursement ... See MoreSee Less

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Hettler Insurance Agency is at Hettler Insurance Agency.

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Running a Texas restaurant means juggling heat, humidity, health codes, liquor laws, and a lease agreement thicker than the dinner menu. Most owners know they need insurance. Far fewer know exactly which policies are legally required, which are financially essential, and which quiet gaps could cost them the whole business.Our new guide breaks down the 5-policy coverage stack for Texas restaurants: general liability (most Texas landlords require $1M minimum), commercial property with proper wind/hail endorsements, liquor liability under Texas dram shop laws, workers' compensation (Texas is the only state where it is technically optional — and opting out usually is not the smart move), and business interruption to keep the doors open when a kitchen fire shuts you down for 90 days. We also cover the extras Texas owners routinely miss: lease clauses that create hidden insurance obligations, cyber coverage as more POS systems get hit, and how alcohol sales mix moves your premium. Ron Hettler, CIC and Meghan Hettler, CIC have helped West Texas restaurants build coverage that actually holds up since 1992.Read the full guide: hettlerinsurance.com/2026/07/01/restaurant-insurance-texas-coverage/Call us: (806) 798-78004720 S Loop 289, Lubbock, TX 79414#texasrestaurant #restaurantinsurance #lubbockbusiness #dramshop #SmallBizTexas #IndependentAgent #hettlerinsurance 🛡️ ... See MoreSee Less

Restaurant insurance essentials: Must-have coverage for Texas owners

hettlerinsurance.com

TL;DR summary: Running a restaurant in Texas involves managing complex risks including unique weather, liquor laws, and lease requirements. Key insurance policies include general liability, property, ...
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“This site is intended for general informational and educational use only. It is not exhaustive and should not be construed as professional, financial, medical, or legal advice; or actual specific insurance policy terms. Please contact our insurance professionals online, by phone, or in-person for further specific information to receive a quote or inquire about your own policy if you are a current client. It’s possible that online content may not be complete, correct, or up-to-date due to fluctuations in insurance markets and/or other factors. You agree that if we contact you by phone, mail, or electronically that it’s because you have consented for us to do so.”

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