Why should I insure my home for replacement cost?
Over and over again for the past 30 years, I have heard the complaint that the amount of coverage on my home on my homeowner’s insurance policy is way more than the home’s market value. Sometimes you insure even a newly constructed home for more than what you just paid! A seemingly excess amount of coverage is a valid concern because it seems a bit unethical to insure your home for [...more]






