When calling about health insurance, seriously consider all the options. It’s nice to have copayments for doctor’s visits and drugs, but it’s almost always an expensive option. Consider this scenario for a single woman in her late 40’s in Lubbock, TX.
If she purchases a plan with Blue Cross Blue Shield of Texas with $25 Doctor’s visit copayments covering the same day lab and x-ray, a drug card with co-payments, and a $2,500 deductible for covered medical expenses other than outpatient drugs and doctor’s visits, the monthly cost would be $448 per month.
If she were to purchase a plan that requires her to pay for all covered expenses (other than outpatient drugs) until she reached a $2,500 deductible, the monthly cost would be $231. That’s an annual savings of $2,604. You can sure buy a lot of minor primary care services for a couple of thousand dollars per year!!!
Give us a call at 806-798-7800 to check out your options or visit https://hettlerinsurance.com/request-a-quote/ and click on the Blue Cross Blue Shield of Texas link to compare your options.