Key business insurance coverages every West Texas business needs in 2026 — GL, property, auto, workers' comp, cyber, umbrella, wind, flood. Ron Hettler, CIC (certified insurance Counselor). Safeguard your operations with tailored insurance solutions that meet unique risks.

Why it matters to you and your community. But, how small is small? The definition of a small business varies drastically depending on which organization, group, or government agency you ask. Generally, though (and the SBA leaves lots of wiggle room), it is an independently-owned business with fewer than 500 employees that earns less than $1 million per year in combined revenue and sales, Fundera. […]

When calling about health insurance, seriously consider all the options.  It’s nice to have copayments for doctor’s visits and drugs, but it’s almost always an expensive option.  Consider this scenario for a single woman in her late 40’s in Lubbock, TX.