By now, you’ve probably seen or heard scooters zooming around streets and sidewalks downtown. The most visible e-scooter startup, Bird, is now valued at close to a billion dollars and is expanding into major metro areas across the entire United States. Scooter rental companies are especially popular on college campuses. Despite their popularity, e-scooters are not without controversy among motorists, pedestrians, insurance agencies, and attorneys. […]

Agency is Authorized to Sell Mercury Insurance as an Independent Agent We are pleased to announce HIA is able to quote Mercury Insurance in Texas for all drivers. This brings our total number of carriers to eight including Progressive, Safeco, Travelers and more! As an independent agency, Hettler allows for comparison shopping for auto insurance. Why settle for a single policy from one carrier, when […]

When Lakitu counts down the start of every Mario Kart race, players don’t know if they’re in for rainbows, banana peels or haunted planks. Driving in real life is just as unpredictable as Mario Kart, although with bigger consequences. Whether you’re a student about to get your driver’s license or a parent that remembers the original Super Mario Kart on SNES, let us guide you […]

Twenty years ago, insurers could never have predicted today’s landscape. The rise of the internet, adoption of electric cars and the prospect of more and more data are becoming a reality. How will changes under the hood and technology affect auto insurance in the future?

Tesla is famous for cool innovations. So it makes sense that if any automaker could pre-sell 400,000 cars based on a prototype, it would be Tesla. Early adopters eagerly await their new electric luxury sedans, which are due to start shipping in October. But what about insurance? Rates are based on pesky facts like how likely cars are to cause damage and how expensive they […]

It’s just a little crack. You can still see through 99.99 percent of your windshield, so what’s the harm? Plenty. Those cracks and chips in your windshield can spread unpredictably and harm the integrity of the entire windshield.

The Fourth of July can be an exciting time to celebrate our nation’s history. On Monday, many of us will get off work and celebrate with friends and family – grilling burgers and brats, hosting parties, and lighting fireworks. Unfortunately, this holiday can also be dangerous and should be treated with caution. There are a variety of insurance claims that occur on July 4th, some […]

With Thanksgiving right around the corner, allow us to use this analogy to describe small vs. large insurance carriers. No one wants a small turkey for their family, you want quality meat at an affordable price that can feed everyone. Same with insurance, a policy that is affordable and provides adequate coverage should be the goal for a new auto, home or renters policy.

Auto Insurance. You may think of it as a paper stuffed in your glove box that allows you to legally drive in the U.S. That hard copy, though, is actually the contract you made for an exchange of money for coverage. When you purchase car insurance, you are buying security. If damage occurs to your property, health, or others during a collision, theft or natural […]

Insuring a motorcycle can seem expensive, but it is just as important as insurance for a car. While every motorcycle driver in Texas is required to have liability insurance, comprehensive coverage is optional. Liability vs. Comprehensive Liability insurance pays other individuals involved in the accident, if you mess up. That’s the long and the short of it. In Texas you will pay hefty fines and […]

We’ve all been there. You’re driving to work or school wondering if you should stop for coffee, but before you reach the parking lot, everything changes. You see odd movement out of the corner of your eye/rear-view mirror or hear screeching tires, and then you’re stuck – waiting for the police. That’s if you are lucky. If you are unlucky, you are waiting for the […]

All drivers in the State of Texas are required to carry auto liability insurance. Despite being required, it’s estimated 1 in 6 drivers in Texas are uninsured. There are serious consequences if found driving without insurance, but many people simply can’t afford auto insurance.

Car insurance by the mile is still in its infancy. As of 2017, you could purchase this type of insurance from a handful of companies: Metromile, National General Insurance and Allstate’s MileWise. It means exactly as the name implies, drivers have the potential to save money by only paying for the exact mileage accrued in a year. Devices are added to the insured vehicle to accurately […]

Pop culture is rich with references to movies. Every school kid, to this day, recognizes the ominous interval warning of an imminent shark attack, thanks to “Jaws”. Among the many influential movies that have impacted our culture, “Star Wars” is the only one with its own date. May 4th is Star Wars Day, as in May the Force Be With You? We’re also looking forward […]

Starting on April 1st, Hettler Insurance, a local Lubbock insurance agency, would like to cover your dents and mangled front end on your car, truck or SUV with advertisements.