We’ve all been there. You’re driving to work or school wondering if you should stop for coffee, but before you reach the parking lot, everything changes. You see odd movement out of the corner of your eye/rear-view mirror or hear screeching tires, and then you’re stuck – waiting for the police. That’s if you are lucky. If you are unlucky, you are waiting for the [...more]
All drivers in the State of Texas are required to carry auto liability insurance. Despite being required, it’s estimated 1 in 6 drivers in Texas are uninsured. There are serious consequences if found driving without insurance, but many people simply can’t afford auto insurance. […more]
Car insurance by the mile is still in its infancy. As of 2017, you could purchase this type of insurance from a handful of companies: Metromile, National General Insurance and Allstate’s MileWise. It means exactly as the name implies, drivers have the potential to save money by only paying for the exact mileage accrued in a year. Devices are added to the insured vehicle to accurately [...more]
Pop culture is rich with references to movies. Every school kid, to this day, recognizes the ominous interval warning of an imminent shark attack, thanks to “Jaws”. Among the many influential movies that have impacted our culture, “Star Wars” is the only one with its own date. May 4th is Star Wars Day, as in May the Force Be With You? We’re also looking forward [...more]
Starting on April 1st, Hettler Insurance, a local Lubbock insurance agency, would like to cover your dents and mangled front end on your car, truck or SUV with advertisements. […more]
Types of mortgage insurance include private mortgage insurance and mortgage cancellation insurance. […more]
December 15th came and went. This was the deadline for signing up for health insurance plans private or government subsided that would begin January 1st, 2015. However, the open enrollment period for 2015 is still ongoing until February 15th, 2015. Sign up for health insurance before Valentines Day to get health insurance on March 1st, 2015 and to avoid tax penalties that will increase each [...more]
In the writing style of The Onion A local Lubbock resident of 15 years, Greg Bachman finally decided to buy health insurance for his family before open enrollment and despite not supporting President Obama. […more]
Murder By the Numbers The need for life insurance in real life vs. horror movies. (Click to view full image)
With Halloween just around the corner, you may have questions regarding the mishaps and creatures in many horror movies. While we can’t answer why the villain won’t utter a word or how the characters always die so easily, we can answer your insurance questions regarding the haunting of Halloween. We also decided to tackle some more common insurance problems that can happen in October. And [...more]
Lucy was a child when she was diagnosed with asthma. Her parents searched for health insurance, but were denied coverage for hospital visits and medication. Prior to the Affordable Health Care Act, this was a common scenario. Many Americans have been denied coverage of regular medical expenses for pre-existing and chronic conditions, such as asthma. In addition, not every American could afford or receive health [...more]
Hopefully, the insurance papers cluttering up your desk are not the only copies. Staying organized and protecting your insurance information is a necessity. Many circumstances require insurance information to be easily accessible at a moment’s notice; natural disasters such as floods, fires, etc. can damage paperwork and affect your claim. Your insurance information is valuable, and it is always wise to have a plan to [...more]
Hettler Insurance is one of the area’s fastest growing Independent Insurance Agencies working with thousands of families and hundreds of businesses. In order to continue our growth, we are relocating our business around Jan 1st, 2014 to 4432 South Loop 289 in Lubbock, TX. […more]
Regardless of your feelings, the ACA that was passed in March of 2010 is here. In 2014, every American is required to have health insurance or pay a penalty to the IRS. The enrollment period for a January 1st, 2014 effective date starts October 1st, 2013 and runs until the middle of December. […more]
Buying insurance in Lubbock is quite a shock for many who move here from other parts of the country. They can't believe that home insurance can cost so much. When I moved to Lubbock over 30 years ago, the cost of my home insurance doubled while the amount of coverage decreased 25%. Lubbock area deductibles also are normally 1% of the value of your home. [...more]
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