Lubbock Texas Hits a New Population Milestone Last month, the U.S. Census Bureau revealed the fastest-growing large cities. Four of the top five were in Texas: suburbs of Dallas, Houston, and Austin. Although Lubbock is defined by the Census as a large city (more than 50,000), it didnβt reach record growth. Instead, the Census revealed Lubbock reached a new milestone. Officially, [...more]
Itβs just a little crack. You can still see through 99.99 percent of your windshield, so whatβs the harm? Plenty. Those cracks and chips in your windshield can spread unpredictably and harm the integrity of the entire windshield. [β¦more]
All jobs have occupational hazards β even office workers get paper cuts or, more often these days, carpal tunnel syndrome. But some occupations are riskier than others, rodeo clowns? You bet. And those risks are reflected in insurance policies. Disability and life insurance policies are especially affected by dangerous jobs. [β¦more]
The Tiny House Trend Most people have heard of the tiny house trend. But just how tiny are these homes? Thereβs no official definition, but most people consider a house less than 400 square feet as tiny. The average tiny house is only 186 square feet. This includes the living area, bathroom, kitchen and sleeping loft. Compare this to the average American house, which is [...more]
Now that the year is almost over, itβs time to evaluate 2016βs storm season in Lubbock and the greater south plains. We interviewed Joel Mowery, Co-Owner of SERVPRO of Southwest Lubbock. Together with Ron Hettler, President of Hettler Insurance, we have two experts on protecting property and restoring what is lost after a disaster. [β¦more]
The following is an outline for free market insurance reform, written by Ron Hettler, an insurance broker that understands the health insurance marketplace, problems with the Affordable Care Act and possible solutions. Areas for Free Market Insurance Reform include Insurance, Medical Providers, Share Responsibility Penalty, Tax Credit Transition and Networks. [β¦more]
ο»Ώ Halloween is known for bats, vampires, ghosts, witches, candy, andβ¦ insurance claims? These can be the spookiest of all. And Halloween is one of the biggest days for the kind of trickery that leads to insurance claims. [β¦more]
Has there been a more politically divisive time in American history? Well, there was the Civil War. But otherwise, things are pretty grim in the world of Democrats vs. Republicans. So when we speculate about whether the insurance situation can improve under a Hillary Clinton presidency, we have to consider her friction with a Republican Congress. [β¦more]
All Texans know that we live in the greatest state on earth. As such, we donβt like to be bothered by problems that divert us from advancing our business, socializing or just relaxing with some Friday night football. So itβs no wonder that many folks donβt want to face the frightening and highly inconvenient problem of climate change. But itβs here, and a spate of [...more]
Texasβ insurance market is the worldβs 12th largest based on premium volume, and 400 insurance companies are headquartered in the Lone Star State, according to the Insurance Journal. These range from the very large, such as USAA, to specialty companies, like Tokio Marine, which started out in aviation covering antique warbirds, corporate jets, and even homemade private planes. Just about any kind of insurance coverage [...more]
Most of the business owners aroundΒ Lubbock, exclude coverage for themselves and other executives in their workersβ compensation policy. It seems that many owners donβt like the idea of getting hurt or donβt believe that an accident will befall them. [β¦more]
Solar energy has become increasingly popular across the US. According to the Solar Energy Industries Association, solar panel installation increased 16 percent from 2014 to 2015. More impressive, for the first time, solar overtook natural gas in new installations. [β¦more]
The Fourth of July can be an exciting time to celebrate our nationβs history. On Monday, many of us will get off work and celebrate with friends and family β grilling burgers and brats, hosting parties, and lighting fireworks. Unfortunately, this holiday can also be dangerous and should be treated with caution. There are a variety of insurance claims that occur on July 4th, some [...more]
Friday the 13th, a day with superstitions you either avoid or embrace. For those of you a little skeptical on whether the day is truly unlucky, consider thisβ¦ [β¦more]
If Hillary Clinton or Bernie Sanders wins the presidency, the U.S. will have Obamacare and then some. Especially if Sanders is elected. Both candidates have been very vocal β and quite detailed β about their plans for healthcare. [β¦more]
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