Do you own a small business / SMB? Your cost of offering health insurance is a huge cost of business for any company. And, it can be an even bigger hassle for small business company owners when securing business insurance. With the continued rise of premiums, many smaller businesses may have to force the extra expense onto their employees. […more]
Who likes paying for insurance? But, we have to pay for things that we need. True, you pay money monthly or yearly, and you rarely get anything back in return. Only when tragedy strikes do you feel like it was all worth it. The rest of the time, it really does seem like a money pit. […more]
Automobile insurance (car insurance, truck insurance, etc.) is a requirement in just about every state. Many times, we don’t actively use our insurance, but we still have to maintain an insurance policy. So, here’s a top 7 list of things you can do to help get the best auto policy at the lowest price. […more]
Drive-thru insurance? Slide-in or drive-in? Or, please, just pull up to the window! (We have the only drive-thru insurance agency in Lubbock, Texas). We do the shopping, so you don't have to. We work for you, not the insurance company. GetHettler.com (806) 798-7800 M-F 8:30am-5pm. Hettler Insurance Agency, 4432 S Loop 289, Lubbock, TX 79414. Call, text, online, drive-thru. #freeautoquote #getbettertogether #shoplocal #hettlerinsurancedotcom
Christmas is almost here. We will be closed on Dec. 24th & 25th. Thank you for trusting us to protect you and your stuff for another year. We'll keep giving! (At the end of the video, don't miss our Christmas photo from last year, because social distance, you know.) Happy Holidays! Give us a call on Monday morning @ (806) 798-7800 , or M-F 8:30am-5pm. [...more]
Homeowner’s insurance is a necessity, for all property owners. For instance, it might not be required by law, but if you borrow money to buy a home, your mortgage lender will most usually require you to have homeowner’s insurance. This helps to protect their investment and yours. If your home loan is completely paid off, it’s still smart to continue homeowner’s insurance. You want to [...more]
Are your health care and health insurance costs rising? These days, more and more people are trying to lower their medical spending. Consumer Reports say that only about 31% of Americans try to negotiate their medical bill prices. However, those reports also tell us that those who do try to negotiate usually succeed in saving significant money. If you're ready to negotiate and save money, [...more]
Do you want to save money? It’s possible to save $500 or more per month. But, how do you make it work? For several years, health care expenses have been on the rise. For nearly every household, healthcare costs continue to be a major expense. The expense for the care itself continues to increase, and, naturally, insurance costs tend to rise also. Discovering ways to [...more]
After the cost of tuition and books, a lot of college students may not be so eager to spend even more money to buy renters’ insurance. This might, usually, be a mistake. For a student living on-campus, they’re not probably worried about renters insurance. That is if their parents’ homeowner’s policy will cover any loss or damage to personal items. But, verify if the parents’ [...more]
Let’s get the confusion out of the way. Veterans Day commemorates ALL veterans, alive or not. (Memorial day is the holiday that is reserved for those who gave their lives during service to our country.) See history lesson further down. Now, on to the current stuff. Veterans Day 2020 theme: “Vision: Veterans in Focus.” Looking at centuries of Veterans’ service and sacrifice, maintaining the vision [...more]
Money-Saving Strategies to Lower Auto Insurance Costs. When you’re looking for ways to reduce expenses, consider the money you spend on car insurance. Reduce what you pay to insure your vehicle with these strategies. Of course, everyone knows that you are legally required to carry insurance for your vehicle. But, you don’t have to overpay for that coverage. Look for an affordable option for your [...more]
Who needs health insurance? The fact is: health insurance makes healthcare more accessible and affordable. Yes, this includes preventive services like regular check-ups with your doctor and health screenings. (By the way, Open Enrollment for health insurance is Nov. 1st – Dec. 15th) For example, in 2019, only one-third of the U.S population’s uninsured citizens set up a preventive service visit with a doctor. In [...more]
Do your homework before getting homeowners’ insurance. Use this list and consult your independent insurance agent so they can do some comparison shopping for your home insurance. After you look over all the facts related to your dwelling, you and your agent will be prepared and ready to get the best deal on your homeowners’ insurance policy. How much you know about each of the [...more]
When’s the last time you gave more than a second thought to your car or truck insurance? Did you know that there’s no harm in changing insurance carriers often? Actually, it can be a very good thing. Keep reading to see why! Do you think about your auto insurance rates very often? Like many, you probably only consider your rates when it comes time to [...more]
Have you made any of these mistakes? An insurance policy is not exciting. There are hundreds of other more fun ways you could spend your money. But, insurance is an important part of your financial plan. It’s just way too risky to Not carry insurance. When buying insurance coverage, it’s easy to make a mistake. Mistakes could cause the loss of your assets. And, those [...more]
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Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.
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