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By now, you’ve probably seen or heard scooters zooming around streets and sidewalks downtown. The most visible e-scooter startup, Bird, is now valued at close to a billion dollars and is expanding into major metro areas across the entire United States. Scooter rental companies are especially popular on college campuses. Despite their popularity, e-scooters are not without controversy among motorists, pedestrians, insurance agencies, and attorneys. [...more]

Agency is Authorized to Sell Mercury Insurance as an Independent Agent We are pleased to announce HIA is able to quote Mercury Insurance in Texas for all drivers. This brings our total number of carriers to eight including Progressive, Safeco, Travelers and more! As an independent agency, Hettler allows for comparison shopping for auto insurance. Why settle for a single policy from one carrier, when [...more]

When Lakitu counts down the start of every Mario Kart race, players don’t know if they’re in for rainbows, banana peels or haunted planks. Driving in real life is just as unpredictable as Mario Kart, although with bigger consequences. Whether you’re a student about to get your driver’s license or a parent that remembers the original Super Mario Kart on SNES, let us guide you [...more]

Twenty years ago, insurers could never have predicted today’s landscape. The rise of the internet, adoption of electric cars and the prospect of more and more data are becoming a reality. How will changes under the hood and technology affect auto insurance in the future? […more]

Tesla is famous for cool innovations. So it makes sense that if any automaker could pre-sell 400,000 cars based on a prototype, it would be Tesla. Early adopters eagerly await their new electric luxury sedans, which are due to start shipping in October. But what about insurance? Rates are based on pesky facts like how likely cars are to cause damage and how expensive they [...more]

It’s just a little crack. You can still see through 99.99 percent of your windshield, so what’s the harm? Plenty. Those cracks and chips in your windshield can spread unpredictably and harm the integrity of the entire windshield. […more]