From businessmen, businesswomen, owners, leaders, and professionals. Representing specific classifications of businesses inside the Lubbock Business Association, in the Lubbock, Texas area. Committed to promoting the economic growth of this Lubbock business community.
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Common Insurance Mistakes for Contractors in Texas
Avoid costly pitfalls in your business. Learn the common insurance mistakes for contractors in Texas and protect your hard work today! The 5 most common contractor insurance mistakes in Texas — coverage limits, subcontractor COIs, tools, completed operations, and CPL.
How to Choose Commercial Insurance for Small Businesses
Learn how to choose commercial insurance that protects your small business from risks. Understand coverage types and cost to ensure security - BOP, requirements, comparison, review cadence. Ron Hettler, CIC (certified insurance counselor).
What Is Business Personal Property: 2026 Owner’s Guide
Discover what is business personal property in our 2026 Owner's Guide. Learn about tax obligations, insurance needs, and how to protect your assets. Business personal property explained — TX BPP tax rendition, valuation, insurance, and how to avoid costly gaps. Ron Hettler, CIC.
General Liability Coverage Examples for Small Businesses
Discover examples of general liability coverage for small businesses. Learn how this insurance protects against claims and ensures peace of mind. General liability coverage examples — bodily injury, property damage, advertising injury, limits. Ron Hettler, CIC.
Why Insurance Compliance Matters: A 2026 Guide
Discover why insurance compliance matters for your business. Avoid costly penalties and protect your assets with our 2026 guide. COBRA, ERISA, Transparency in Coverage penalties & how TX businesses stay compliant. Ron Hettler, CIC.
Commercial Package Policy: A Texas Business Owner’s Guide
Discover what a commercial package policy is and how it can benefit your Texas business. Simplify your insurance and save money today! Commercial Package Policy (CPP) for Texas business owners — coverage parts, 5-15% savings, CPP vs BOP. Ron Hettler, CIC.
Business Community Member Highlight
Protecting All of Texas
When your home is damaged, destroyed or a lawsuit happens on your property, getting the claim settled smoothly and fairly is the highest priority. Hettler Insurance Agency has served homeowners in Lubbock since 1992. Our family of independent agents and Certified Insurance Counselors provide a valuable combination of tailored coverage, quality service, and fair pricing.
We Insure All Kinds of Homes
HIA currently represents more than a dozen top carriers including: Progressive, Safeco, Travelers, Hartford, Metlife, Hippo and StateAuto. Whether you live in city limits or on a ranch in the country, only HIA is able to deliver a customized policy fit to your needs. A rented apartment, condominium, mobile home, or tiny house, typically require different policies, but can still be covered by our team and insurance partners.
Lubbock – Protect the Things that Matter to You
Make an inventory of your home and personal belongings. If possible, make a list – as well as take photos or video – using two inventory methods can help expedite the claim resolution process. Keep this list somewhere other than your home (I know that sounds obvious). Keep in mind that your policy doesn’t cover damages caused by poor or deferred maintenance on your part.
Every home is unique – talk to us today to find out how to get the best price and value on homeowners insurance for you and your family.