Name: Hettler Insurance Agency
Price range: $$

Child only Health Insurance
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Child only Health Insurance
Tags: health insurance, Lubbock Insurance Agent, texas child insurance, texas insurance agency|
If anyone needs to get a child only health insurance policy (in TX), there’s a program through Blue Cross that has a one time per year open enrollment period. The deadline is September 15th to enroll. No agents are involved.

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Hettler Insurance Agency

4.5

Based on 31 reviews

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blaine bearman

10:52 03 Nov 22

This was my first time going through an insurance agency, Ron was absolutely amazing!!! I got exactly what I was looking for with Ron's help!! He was very nice and helpful and wanted to help me!! Thank you Ron for this... experience and for helping me get health insurance for my children!! I highly recommend this place for anyone!!!read more

Morgan Cook

15:02 24 Jun 22

If you are looking for an insurance agency you can trust, look no further than Hettler Insurance. Meghan and the team are refreshingly professional and easy to work with. I was with my previous insurance agency for two... years, but they were no match for Meghan at Hettler. She was able to find the same policy/coverage with a significantly lower premium (with the potential for even more savings after 90 days). Every one of the staff is courteous, attentive, and helpful. Thanks Meghan and everyone at Hettler!read more

Weijun Huang

20:48 01 Jan 20

A friend recommended Hettler Insurance Agency for my family’s health insurance last year. As new immigrants, we got totally lost with what we can choose and how. Mr. Hettler has been so patient to us with full... explanation of the policies and all the guidance we need. We are very thankful to him with the insurance package we get. This is the company where the staff are very friendly and they always know what the customers need.read more

Chuck Lanehart

02:00 15 Dec 19

Ron Hettler and his staff are the best. I have used Ron for personal and business insurance for 20+ years, with no regrets. Recently he helped me sign up for Medicare supplemental insurance. We spent a good hour going... over the endless inane paperwork, even though I know his compensation for this is next to nothing. Good people, good insurance.read more

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Hettler Insurance Agency

Independent Lubbock Insurance Agency providing Texans with Auto, Home, Business, Health, Life insurance in Lubbock Texas. Self-service Life Insurance Quote GetLifePolicy.com New office at 4720 S Loop 289, Lubbock, Texas 79414 806-798-7800

Hettler Insurance Agency is at Hettler Insurance Agency.

11 hours ago

If you're paying for home and auto insurance through two different carriers, there's a strong chance you're leaving $700 to $1,700 on the table every single year. Texas multi-policy discounts run anywhere from 10% to 26%, and most Texas homeowners between 28 and 42 simply haven't compared.Bundling doesn't mean compromising. You still get two separate, fully customizable policies — same limits, same endorsements — just with one carrier and one combined statement. Even better: if a West Texas hailstorm damages both your roof AND your car, a single carrier typically charges you only the higher of the two deductibles, not two separate ones.Quick example: a $6,600 combined annual premium at a 18% bundle discount = $1,188 saved. That's a vacation, an emergency-fund boost, or just real breathing room in the household budget. Ron Hettler, CIC (Certified Insurance Counselor) and the Hettler team compare bundled quotes from 30+ top-rated carriers — independent, no extra fee, just honest numbers.📞 (806) 798-7800📍 4720 S Loop 289, Lubbock, TX 79414🔗 hettlerinsurance.com/2026/05/22/bundle-home-auto-insurance-save-texas/#texasinsurance #BundleAndSave #lubbocktx #HomeAndAuto #InsuranceSavings #hettlerinsurance #westtexas 🤠 ... See MoreSee Less

Bundle home and auto insurance: save up to 26% in Texas

hettlerinsurance.com

TL;DR summary: Most Texas homeowners could save 10% to 26% annually by bundling home and auto insurance. Bundling offers benefits beyond savings, including simplified billing and claims processes. Hom...

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Hettler Insurance Agency is at Hettler Insurance Agency.

18 hours ago

A neighbor trips on your front step and breaks a wrist. A customer slips on the wet floor of your shop. A dead tree on your property falls and damages the fence next door. Each one of these is a real Texas lawsuit waiting to happen — and your liability coverage is the only thing standing between you and a six-figure verdict.Texas does NOT legally require homeowners to carry liability coverage — but your mortgage lender does, and your client contracts almost certainly do. The dangerous mindset isn't "I don't need coverage." It's "I have the minimum, so I'm covered." Minimum limits satisfy a lender. They don't protect your assets when a Texas jury verdict exceeds your policy limit.The honest math: bumping personal liability from $100,000 to $500,000 often costs less than $20 per year. A $1M–$5M umbrella policy adds another huge cushion at modest cost. Ron Hettler, CIC (Certified Insurance Counselor) and the Hettler team work with 30+ top-rated carriers to match your real risk profile — assets, business activity, contract obligations — not just the bare-minimum lender requirement.📞 (806) 798-7800📍 4720 S Loop 289, Lubbock, TX 79414🔗 hettlerinsurance.com/2026/05/28/liability-coverage-texas-protect-home-business/#TexasInsurance #LiabilityCoverage #LubbockTX #UmbrellaInsurance #SmallBusiness #HettlerInsurance #WestTexas 🤠 ... See MoreSee Less

Liability coverage in Texas: Protect your home and business

hettlerinsurance.com

TL;DR summary: Liability coverage protects your assets from injuries or property damage claims. Texas homeowners aren’t required by law to carry liability insurance but lenders often mandate it. Ade...

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Hettler Insurance Agency is at Hettler Insurance Agency.

20 hours ago

A hailstorm rolls through Lubbock, leaves a hole in your roof, and you call your insurance company expecting relief — only to learn your policy lapsed two months ago. Now you're staring at tens of thousands in repairs, out of pocket.Insurance gaps happen faster than most Texas homeowners realize. Missed payments. Auto-renewal that never updates your coverage limits. Standard policies that exclude flood entirely and may limit wind/hail. Rebuild costs in Texas are up ~50% since 2020, but most inflation-guard endorsements only adjust 4–8% a year. The result is a silent gap that only shows up at claim time.Smart moves: annual policy reviews, an active flood policy if you're near a floodplain (NFIP or private), confirming your named insured matches the legal owner (trust/LLC transfers are a common trap), and acting THE SAME DAY if you get a non-renewal notice. Ron Hettler, CIC (Certified Insurance Counselor) has 46 years in the industry, represents 30+ top-rated carriers, and reviews your policy at no extra fee.📞 (806) 798-7800📍 4720 S Loop 289, Lubbock, TX 79414🔗 hettlerinsurance.com/2026/05/27/avoid-insurance-gaps-texas-homeowner-guide/#texasinsurance #homeownersinsurance #lubbocktx #InsuranceGaps #floodinsurance #hettlerinsurance #westtexas 🤠 ... See MoreSee Less

Avoid insurance gaps in Texas: homeowner's step-by-step guide

hettlerinsurance.com

TL;DR summary: How to avoid insurance gaps in Texas: Insurance gaps in Texas often result from missed payments, non-renewals, or outdated policies. Standard policies exclude flood and may limit windst...

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Child only Health Insurance

Hettler Insurance Agency

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