Christmas is almost here. We will be closed on Dec. 24th & 25th. Thank you for trusting us to protect you and your stuff for another year. We'll keep giving! (At the end of the video, don't miss our Christmas photo from last year, because social distance, you know.) Happy Holidays! Give us a call on Monday morning @ (806) 798-7800 , or M-F 8:30am-5pm. [...more]
Homeowner’s insurance is a necessity, for all property owners. For instance, it might not be required by law, but if you borrow money to buy a home, your mortgage lender will most usually require you to have homeowner’s insurance. This helps to protect their investment and yours. If your home loan is completely paid off, it’s still smart to continue homeowner’s insurance. You want to [...more]
Are your health care and health insurance costs rising? These days, more and more people are trying to lower their medical spending. Consumer Reports say that only about 31% of Americans try to negotiate their medical bill prices. However, those reports also tell us that those who do try to negotiate usually succeed in saving significant money. If you're ready to negotiate and save money, [...more]
Do you want to save money? It’s possible to save $500 or more per month. But, how do you make it work? For several years, health care expenses have been on the rise. For nearly every household, healthcare costs continue to be a major expense. The expense for the care itself continues to increase, and, naturally, insurance costs tend to rise also. Discovering ways to [...more]
After the cost of tuition and books, a lot of college students may not be so eager to spend even more money to buy renters’ insurance. This might, usually, be a mistake. For a student living on-campus, they’re not probably worried about renters insurance. That is if their parents’ homeowner’s policy will cover any loss or damage to personal items. But, verify if the parents’ [...more]
Let’s get the confusion out of the way. Veterans Day commemorates ALL veterans, alive or not. (Memorial day is the holiday that is reserved for those who gave their lives during service to our country.) See history lesson further down. Now, on to the current stuff. Veterans Day 2020 theme: “Vision: Veterans in Focus.” Looking at centuries of Veterans’ service and sacrifice, maintaining the vision [...more]
Money-Saving Strategies to Lower Auto Insurance Costs. When you’re looking for ways to reduce expenses, consider the money you spend on car insurance. Reduce what you pay to insure your vehicle with these strategies. Of course, everyone knows that you are legally required to carry insurance for your vehicle. But, you don’t have to overpay for that coverage. Look for an affordable option for your [...more]
Who needs health insurance? The fact is: health insurance makes healthcare more accessible and affordable. Yes, this includes preventive services like regular check-ups with your doctor and health screenings. (By the way, Open Enrollment for health insurance is Nov. 1st – Dec. 15th) For example, in 2019, only one-third of the U.S population’s uninsured citizens set up a preventive service visit with a doctor. In [...more]
Do your homework before getting homeowners’ insurance. Use this list and consult your independent insurance agent so they can do some comparison shopping for your home insurance. After you look over all the facts related to your dwelling, you and your agent will be prepared and ready to get the best deal on your homeowners’ insurance policy. How much you know about each of the [...more]
When’s the last time you gave more than a second thought to your car or truck insurance? Did you know that there’s no harm in changing insurance carriers often? Actually, it can be a very good thing. Keep reading to see why! Do you think about your auto insurance rates very often? Like many, you probably only consider your rates when it comes time to [...more]
Have you made any of these mistakes? An insurance policy is not exciting. There are hundreds of other more fun ways you could spend your money. But, insurance is an important part of your financial plan. It’s just way too risky to Not carry insurance. When buying insurance coverage, it’s easy to make a mistake. Mistakes could cause the loss of your assets. And, those [...more]
Are you suddenly without a job? Are you eligible to collect unemployment income? Lots of people think that if you quit your job that they’re not eligible to receive unemployment checks. Well, that’s not always true. But, you may be doing things that cause you to be denied unemployment benefits. Losing your job can be scary both financially and emotionally. But, unemployment income benefits (aka [...more]
Three Best Rated® Gives A Top Placement Hettler Insurance Agency is listed as one of the Top 3 insurance agents in Lubbock, Texas (2 years running). This is due to providing consistent, high-quality service in our area of business. ThreeBestRated.com approved our business using a rigorous 50-Point inspection which includes everything from checking reputation, history, complaints, ratings, satisfaction, nearness, trust, cost and general excellence. Three Best [...more]
Our office is closed July 3rd & 4th in honor of Independence Day. Have a Happy 4th of July! Be safe. Be Happy. (make sure you're insured for this weekend 😜) #getbettertogether #hettlerinsurancedotcom #insurancematters #shoplocal
Kids at home? And, you’re trying to work? Advice for working from home, with kids. (If you’re reading this and currently looking for work, we pray you get what you need.) 1. Use visual cues to designate your workspace. Create a designated area as your work zone and use it consistently. Help your kids build the association that when you’re sitting there, you are working [...more]
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