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Is Your Lubbock Home or Business In a Floodplain?

Imagine wading through your water-filled home or business finding many of your most cherished and vital possessions waterlogged and forever ruined. Unfortunately, each year many Texans don’t have to imagine this scenario and instead face it head on. Texas consistently has some of the highest fatality rates and property damage costs due to flooding. Let’s face it, next to fire or tornado/hurricane damage there are few things in the insurance world that are worse than a flooded home. And just because your property may be located outside a floodplain doesn’t mean you’re not at risk.

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No More “Free Roof” or Rebates for Insurance Deductibles

An All Too Common Scenario

Imagine the clouds turning black one day and a storm rolls in. Hail the size of softballs strikes your home or business, damaging the roof. This is unfortunately an all too common occurrence in Texas. Soon enough, a cadre of roofing repair representatives storm your neighborhood offering discounts marketed as “no deductible”, “zero deductible” and even “free roof repair”. If it sounds too good to be true, it probably is!

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Low-cost Full Protection, Plainview Auto Insurance

Do you understand what it means to have the protection of full coverage auto insurance? Complete protection for vehicle insurance means you have more than simply the minimum car and truck insurance coverage that will just “get by” in Plainview, Texas. With complete coverage insurance, you and your automobile are simply that–fully covered and safeguarded against anything that might take place to you or your cars and trucks.

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Happy Lubbock Auto Insurance Customer Review

Hettler Insurance Agency would like to thank Brandon Word of Lubbock, Texas, for his kind words on Facebook today. After all, everyone loves a kind word. We do love helping our customers get the best deal on auto insurance, home insurance, etc. When customers go out of their way to let people know how happy they are, then we know we’re doing a good job. We were able to save Brandon $80/month on auto insurance. Later on, we saved him money again: $71/month this time.

Here is what Brandon said: …..

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Auto Insurance Limits In Plainview Texas

When is a good time to visit the Hale County Courthouse in Plainview, Texas? Perhaps a good time to visit is when you apply for a marriage license. Or, when researching the title on a car that you want to buy. But, do you want to end up at the courthouse due to a lawsuit stemming from a claim in an auto accident? In Plainview, auto insurance is a must, just like any other city.

It’s never a good feeling to know that you’ve been sued. If you’re sued for an auto incident, your auto insurance carrier is supposed to represent you in the legal case. What you may not know is that the insurance carrier is only responsible in relation to the limits of your policy (for instance $30,000). If the case looks like it will cost the carrier more than the amount of your policy limits, then they could write a check for that amount and just walk away. Now, you are left without a paid legal representative in court.

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Plainview Texas, Cows And Antiques

We recently made a trip to Plainview, Texas, Hale County seat, to admire the county courthouse and see some of the popular antique shops. While there, we got some great photos of the courthouse and antiques for Hettler Insurance agency. On a side note, there is a town called Hale Center that we passed through on the way to Plainview. For an agency that provides auto and home insurance policies, that town’s name is a bit humorous.

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Do Businesses Need Terrorism Insurance in Texas?

Many people who don’t own commercial property would be surprised to learn that 60% of American commercial buildings are insured for terrorism. This means many ordinary building owners – not just high-profile targets – are purchasing coverage. In fact, while the country at large was shocked in 2015 by the 14 people killed in San Bernardino, the owner had the foresight to buy terrorism insurance. Since then, more mass shootings and instances of domestic terrorism has affected local communities and businesses.

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4 Reasons Lubbock Texas is Dangerous

Steady economic growth, a low cost of living and growing population make Lubbock, TX a great place to call home and live. Over 300,000 people call Lubbock home and the city is expected to grow 7% through 2022. Our diverse economy and job market outpace many other areas of the United States.

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Company Information

Hettler Insurance Agency
Ron Hettler

4432 S Loop 289
Lubbock, TX 79414

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