Posts Tagged ‘Lubbock Independent agent’

Business Owners Need Workers’ Compensation Too

Tuesday, August 2nd, 2016

Most of the business owners around Lubbock I deal with exclude coverage for themselves and other owners in their workers’ compensation policy. It seems that many owners don’t like the idea of getting hurt or don’t believe that an accident will befall them. Group Health Insurance Excludes Workplace Injuries Perhaps some of them believe that if…Read More

Lubbock Insurance Agency Job: Personal Lines Customer Service Rep (CSR) with Sales ability wanted

Saturday, November 16th, 2013

Hettler Insurance is one of the area’s fastest growing Independent Insurance Agencies working with thousands of families and hundreds of businesses. In order to continue our growth, we are relocating our business around Jan 1st, 2014 to 4432 South Loop 289 in Lubbock, TX. This space, which is twice as large as our current location,…Read More

Lubbock: Bundle your Home and Auto Insurance to save

Wednesday, July 31st, 2013

Buying insurance in Lubbock is quite a shock for many who move here from other parts of the country.  They can’t believe that home insurance can cost so much.  When I moved to Lubbock over 30 years ago, the cost of my home insurance doubled while the amount of coverage decreased 25%. Lubbock area deductibles…Read More

Could Lubbock, TX be the next Moore, OK?

Wednesday, July 31st, 2013

Tornado!  The mere word conjures up fear.  Lubbock, TX has experienced 92 tornadoes over the past 56 years according to  Lubbock averages more than one tornado in the county each year.  So there’s no question that we have an abundance of activity that regularly strikes our town. On May 11, 1970, Lubbock experienced its…Read More

Darwinian Insurance Underwriting = Extinct Dog Breeds?

Friday, March 9th, 2012

Some dog breeds would become extinct if insurance company underwriters had their druthers.  (I love that word.)  Here’s why: The legal climate around dog bites is so bad that their owners almost are always responsible for the actions of their pets.  Insurance companies have responded to the nearly $360,000,000 in annual claims for bites by installing Darwinian underwriting. …Read More

Contractor’s Insurance

Wednesday, September 14th, 2011

Hettler Insurance is excited to announce that in August, 3 contracting companies with total sales approximating $7,000,000 were added to their client list.  We used multiple carriers to develop programs for these companies including Texas Mutual, Travelers, Hartford, and Unitrin.  Placement included workers’ compensation, general and umbrella liability, bonds, and business automobile covers.  More and more clients are choosing…Read More

Child only Health Insurance

Thursday, September 8th, 2011

If anyone needs to get a child only health insurance policy (in TX), there’s a program through Blue Cross that has a one time per year open enrollment period.  The deadline is September 15th to enroll.  No agents are involved.  Go to to find out more.  It’s the only commercial insurance program in Texas…Read More

Strange but True Auto Insurance Claim

Thursday, September 1st, 2011

My first year in the insurance business was notable for a number of reasons but this claim has been among the strangest that I have ever experienced.  It seems that our customer was taking a shotgun out of his pickup truck and dropped the gun.  Either while attempting to catch the gun or upon the…Read More

Which Deductible Should I Buy?

Monday, July 4th, 2011

Low deductibles are great when the claim occurs but rarely are they the best long term decision. O.K.  Let’s start this discussion with a trip to Las Vegas.  Odds are, if you are reading this, you don’t live in Vegas so a trip is within the sphere of imagination for you.   See this decision is…Read More

New Client’s Home and Auto Insurance savings are $1,300 HUGE!

Tuesday, June 28th, 2011

So I was at the Lubbock, Texas Parade of Homes last week and saw a friend that said he wanted to call me about his home and auto insurance.  He called me that following Monday and a couple of days later, Hettler Insurance wrote his auto insurance policy.  I didn’t know what he was paying…Read More

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