Most of the business owners around Lubbock I deal with exclude coverage for themselves and other owners in their workers’ compensation policy. It seems that many owners don’t like the idea of getting hurt or don’t believe that an accident will befall them.
Regardless of your feelings, the ACA that was passed in March of 2010 is here.
In 2014, every American is required to have health insurance or pay a penalty to the IRS. The enrollment period for a January 1st, 2014 effective date starts October 1st, 2013 and runs until the middle of December.
If anyone needs to get a child only health insurance policy (in TX), there’s a program through Blue Cross that has a one time per year open enrollment period. The deadline is September 15th to enroll. No agents are involved.
When calling about health insurance, seriously consider all the options. It’s nice to have copayments for doctor’s visits and drugs, but it’s almost always an expensive option. Consider this scenario for a single woman in her late 40’s in Lubbock, TX.
Ronald Hettler, CIC of Hettler Insurance Agency in Lubbock, TX announces the launch of their newly designed website serving insurance buyers throughout Texas. On their site, you may quote and/or purchase auto insurance, home insurance, renters insurance, and health insurance. Hettler Insurance Agency is an independent agency represents dozens of carriers including Travelers, Progressive, Safeco, Hartford, and Blue Cross Blue Shield of Texas. For more information visit: www.hettlerinsurance.com or call 806-798-7800.
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Hettler Insurance Agency
Ron Hettler
4432 S Loop 289
Lubbock, TX 79414