Health insurance Open Enrollment ends Jan. 15th. The word ‘insurance’ can be defined as an arrangement by which one party agrees to pay another in case of some uncertain event. This is a type of insurance that is used to protect the insured against any health problems.
Health insurance in Lubbock, Texas, is basically designed to cover the expenses of medical treatment of the individual or family. It can be used to pay for the treatment of chronic diseases like diabetes, cancer, hypertension. The premiums of these plans are usually based on the age and gender of the individual. Some companies even offer free health checkups to their employees.
Neglected home repairs can be the biggest factor that decreases property value. And, repairs can be expensive if you don’t have homeowners insurance. Speak to a local independent insurance agent to make sure you’re covered. It’s cheaper for you if insurance pays instead of you paying for expensive home repairs at full price.
To learn more about how property values are affected, read this guest post re-printed by permission by Daniela González
Property value has many moving parts, especially for something that itself doesn’t, well, move. The factors involved in determining property and home value are sliding scales of perception, priority, and personality. What is important to some may be a deterrent to others, so coming to a consensus on the value of a property has numerous considerations.
Is Lubbock Insurance Hard To Find? | 806-798-7800, Hettler Insurance Agency, Lubbock Texas
Buying insurance doesn’t have to be hard.
You just need a friend on the inside. Hello, friend.
Come on inside, our door is open (we’ve even got a handy drive-thru window, the only agency in Lubbock Texas). Let us do the hard work for you. You don’t have time to shop for insurance, you’ve got better things to do. We have licensed agents, certified agents, and have been helping your neighbors find insurance since 1992 (just short of 30 years).
We do the shopping, so you don’t have to! Pick the quote that saves you the most money! We take care of the rest (no extra fees). Your time is important; let us save you some time and hassle.
Question: What if we have a small mixed-breed dog that sometimes nips at people. He’s never really bitten anyone quite hard enough to break the skin. But, what if a true bite occurs? We’re concerned about our liability. We wonder if our homeowner’s insurance policy will protect us, then.
Do you own a small business / SMB? Your cost of offering health insurance is a huge cost of business for any company. And, it can be an even bigger hassle for small business company owners when securing business insurance. With the continued rise of premiums, many smaller businesses may have to force the extra expense onto their employees.
Who likes paying for insurance? But, we have to pay for things that we need. True, you pay money monthly or yearly, and you rarely get anything back in return. Only when tragedy strikes do you feel like it was all worth it. The rest of the time, it really does seem like a money pit.
Automobile insurance (car insurance, truck insurance, etc.) is a requirement in just about every state. Many times, we don’t actively use our insurance, but we still have to maintain an insurance policy. So, here’s a top 7 list of things you can do to help get the best auto policy at the lowest price.
Are your health care and health insurance costs rising? These days, more and more people are trying to lower their medical spending. Consumer Reports say that only about 31% of Americans try to negotiate their medical bill prices. However, those reports also tell us that those who do try to negotiate usually succeed in saving significant money. If you’re ready to negotiate and save money, then look at the tips below.
Do you want to save money? It’s possible to save $500 or more per month.
But, how do you make it work?
For several years, health care expenses have been on the rise. For nearly every household, healthcare costs continue to be a major expense. The expense for the care itself continues to increase, and, naturally, insurance costs tend to rise also. Discovering ways to lower these costs can be well worth your time.
Here are several tips and tactics that could reduce your health care costs:
This was my first time going through an insurance agency, Ron was absolutely amazing!!! I got exactly what I was... looking for with Ron's help!! He was very nice and helpful and wanted to help me!! Thank you Ron for this experience and for helping me get health insurance for my children!! I highly recommend this place for anyone!!!read more
If you are looking for an insurance agency you can trust, look no further than Hettler Insurance. Meghan and the team... are refreshingly professional and easy to work with. I was with my previous insurance agency for two years, but they were no match for Meghan at Hettler. She was able to find the same policy/coverage with a significantly lower premium (with the potential for even more savings after 90 days). Every one of the staff is courteous, attentive, and helpful. Thanks Meghan and everyone at Hettler!read more
Called Hetler twice to get quote for quote on price for 2 auto's and home insurance. Said they would call back to give... quote. If too busy for customer then I sure don't want them to handle my insurance needs.Reply: Been calling 2 Days ago. Placed call each day and never received status of why taking so long to receive call back. POOR BUSINESS STANDARDS.read more
Just got my reducible deductible statement; You guys are super! Thanks for the help and thanks for taking care of us... for the last 16 years!read more
I called another agency first, and wish I hadn't. Ron was very knowledgeable and helpful in providing me with the... information I was looking for. I highly recommend Hettler Agency for your insurance needs!read more
Kali is an excellent insurance agent! She listens to our concerns and finds us the absolute best coverage for our... needs. We sincerely appreciate everything she does for us!read more
This place is amazing, simple explanations, great customer service and Mr. Hettler makes you feel VIP. I will be... bringing all my insurance needs to Hettler Insurance.read more
A friend recommended Hettler Insurance Agency for my family’s health insurance last year. As new immigrants, we got... totally lost with what we can choose and how. Mr. Hettler has been so patient to us with full explanation of the policies and all the guidance we need. We are very thankful to him with the insurance package we get. This is the company where the staff are very friendly and they always know what the customers need.read more
Ron Hettler and his staff are the best. I have used Ron for personal and business insurance for 20+ years, with no... regrets. Recently he helped me sign up for Medicare supplemental insurance. We spent a good hour going over the endless inane paperwork, even though I know his compensation for this is next to nothing. Good people, good insurance.read more
Just called to have your company try and help me find a better price or better policy & the lady who I spoke with... wasn't very helpful or friendly. I'll go elsewhere. Thank you.read more
What a waste of time trying to get a quote for my business. spent two days filling out their applications, then they... just stop communicating. No word, NOTHING. and no I am not a competitor, like you accused the other negative reviewer of being. You can save yourself a lot of time by calling any other place.read more
I use Hettler Insurance Agency for my car insurance. When I first started with them, they found an insurance company... that saved my like, $80 from what I had found on my own, so I ended up paying $165/month for full coverage. A few months ago, that policy went up to $187/month and I just kinda rolled with it. But yesterday, I decided to give Hettler a call and just ask if there was anything they could do. The fella I spoke with said “sure, we’ll shop around for you and give you a call by the end of the day.”Within the day, I got called back and they had found a plan with the same coverage for $116/month. All that cost me was 2 minutes on the phone.My point is, if you ask your friends on social media who has the best insurance, you’re going about it all wrong. Go to Hettler and they’ll do all the shopping and looking around for you.read more
