Question: What if we have a small mixed-breed dog that sometimes nips at people. He’s never really bitten anyone quite hard enough to break the skin. But, what if a true bite occurs? We’re concerned about our liability. We wonder if our homeowner’s insurance policy will protect us, then.
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Do you own a small business / SMB? Your cost of offering health insurance is a huge cost of business for any company. And, it can be an even bigger hassle for small business company owners when securing business insurance. With the continued rise of premiums, many smaller businesses may have to force the extra expense onto their employees.
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Who likes paying for insurance? But, we have to pay for things that we need. True, you pay money monthly or yearly, and you rarely get anything back in return. Only when tragedy strikes do you feel like it was all worth it. The rest of the time, it really does seem like a money pit.
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Automobile insurance (car insurance, truck insurance, etc.) is a requirement in just about every state. Many times, we don’t actively use our insurance, but we still have to maintain an insurance policy. So, here’s a top 7 list of things you can do to help get the best auto policy at the lowest price.
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Are your health care and health insurance costs rising? These days, more and more people are trying to lower their medical spending. Consumer Reports say that only about 31% of Americans try to negotiate their medical bill prices. However, those reports also tell us that those who do try to negotiate usually succeed in saving significant money. If you’re ready to negotiate and save money, then look at the tips below.
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Do you want to save money? It’s possible to save $500 or more per month.
But, how do you make it work?
For several years, health care expenses have been on the rise. For nearly every household, healthcare costs continue to be a major expense. The expense for the care itself continues to increase, and, naturally, insurance costs tend to rise also. Discovering ways to lower these costs can be well worth your time.
Here are several tips and tactics that could reduce your health care costs:
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After the cost of tuition and books, a lot of college students may not be so eager to spend even more money to buy renters’ insurance. This might, usually, be a mistake.
For a student living on-campus, they’re not probably worried about renters insurance. That is if their parents’ homeowner’s policy will cover any loss or damage to personal items. But, verify if the parents’ policy does include “off-premises coverage”. It’s not guaranteed.
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When’s the last time you gave more than a second thought to your car or truck insurance? Did you know that there’s no harm in changing insurance carriers often? Actually, it can be a very good thing. Keep reading to see why!
Do you think about your auto insurance rates very often? Like many, you probably only consider your rates when it comes time to renew. You may be surprised to learn that auto insurance companies periodically raise insurance rates across the board.
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Have you made any of these mistakes?
An insurance policy is not exciting. There are hundreds of other more fun ways you could spend your money. But, insurance is an important part of your financial plan. It’s just way too risky to Not carry insurance.
When buying insurance coverage, it’s easy to make a mistake. Mistakes could cause the loss of your assets. And, those losses could create an unnecessary burden on your family’s monthly expenses.
When you shop for insurance, avoid these common mistakes:
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