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Don’t Let Your Property Value Decrease


Neglected home repairs can be the biggest factor that decreases property value.  And, repairs can be expensive if you don’t have homeowners insurance.  Speak to a local independent insurance agent to make sure you’re covered. It’s cheaper for you if insurance pays instead of you paying for expensive home repairs at full price.

To learn more about how property values are affected, read this guest post re-printed by permission by Daniela González

Property value has many moving parts, especially for something that itself doesn’t, well, move. The factors involved in determining property and home value are sliding scales of perception, priority, and personality. What is important to some may be a deterrent to others, so coming to a consensus on the value of a property has numerous considerations.

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Home Insurance Meets Ladder Safety Month

What does homeowners insurance have to do with Ladder Safety Month?

Well… falling from a ladder is fairly common (annually, 500,000 people are treated). People often assume that their homeowners insurance covers anything that happens in and around their home, including the people living inside. There are some limits. A home insurance policy is designed to cover your home and belongings (things), and the injuries of guests. If household members are injured in the home, then they probably won’t be covered. The policy isn’t designed to protect your own body. It’s designed to protect against liability and belongings.

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Top 10 Worst ROI Home Improvements [infographic]

Home improvement and return on investment (ROI). Do these two things go together? – [see infographic below]

We all have a few little things that we’d like to change about our home, right? But, have you considered that not all improvements are actually financially wise. Consider your Return On Investment (ROI). Just because it’s a significant home improvement doesn’t mean that it will pay for itself at sale time, unless you can do the work yourself. Worse yet, some home improvements are more “upside-down” than others.

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Homeowner’s Insurance: 7 Great Tips To Save Money

Homeowner’s insurance is a necessity, for all property owners. For instance, it might not be required by law, but if you borrow money to buy a home, your mortgage lender will most usually require you to have homeowner’s insurance. This helps to protect their investment and yours.

If your home loan is completely paid off, it’s still smart to continue homeowner’s insurance. You want to protect your investment. But, paid off or not paid off, you still don’t want to overpay for the coverage on your homeowners insurance, right?

Here are 7 tips to help you keep your rates low:

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[Video] Is Lubbock Texas A Great Place To Live?

Why Is Lubbock Texas A Great Place To Live? Watch the video to see just a few of the reasons. [this article has been reformatted from an earlier piece]

City of Lubbock

Lubbock is the 11th largest city in the state of Texas. Lubbock falls in the top 100 most populated cities in the United States with a population of more than 300,000 people. In recent years, Lubbock has been described as: “best commute in the US”, “best city for 35 and under”, “best city for new college grads”. (hint: A safer commute could allow for cheap car insurance.)

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Company Information

Hettler Insurance Agency
Ron Hettler

4432 S Loop 289
Lubbock, TX 79414

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