Has your home insurance premium skyrocketed? Well, you’re not alone. It’s a trend seen across the state of Texas (and across America). Texas has seen more billion-dollar weather disasters than any other state in recent decades. “If someone’s got a rate decrease, they are a very lucky and very rare individual,” Ronald Hettler said, president of Hettler Insurance Agency in Lubbock, Texas. Due to sustained and lengthy inflation (technically it's been a few years of recession), some homeowners have reported a quadruple increase in homeowners insurance policy cost.

Insurance FAQs vs. Insurance SAQs. Navigating the labyrinth of insurance can feel like learning a new language. With so many terms, types, and options, it’s easy to get lost. That’s why at Hettler Insurance Agency in Lubbock Texas, we believe in empowering our customers with knowledge. Knowledge that not only answers their Frequently Asked Questions (insurance FAQs) but also unveils the ‘Should Ask Questions’ (insurance […]

Cheap Health Insurance Lubbock Texas, Explainer Article | Hettler Insurance Agency, (806) 798-7800 Health Insurance Health insurance Open Enrollment ends Jan. 15th.  The word ‘insurance’ can be defined as an arrangement by which one party agrees to pay another in case of some uncertain event. This is a type of insurance that is used to protect the insured against any health problems. Health insurance in […]

Is Lubbock Insurance Hard To Find? | 806-798-7800, Hettler Insurance Agency, Lubbock Texas Buying insurance doesn’t have to be hard. You just need a friend on the inside. Hello, friend. Come on inside, our door is open (we’ve even got a handy drive-thru window, the only agency in Lubbock Texas). Let us do the hard work for you. You don’t have time to shop for […]

Question: What if we have a small mixed-breed dog that sometimes nips at people. He’s never really bitten anyone quite hard enough to break the skin. But, what if a true bite occurs? We’re concerned about our liability. We wonder if our homeowner’s insurance policy will protect us, then. Answer: In an average year, dog bites will account for about 1/3 of all homeowner’s liability […]

Do you own a small business / SMB? Your cost of offering health insurance is a huge cost of business for any company. And, it can be an even bigger hassle for small business company owners when securing business insurance. With the continued rise of premiums, many smaller businesses may have to force the extra expense onto their employees.

Who likes paying for insurance? But, we have to pay for things that we need. True, you pay money monthly or yearly, and you rarely get anything back in return. Only when tragedy strikes do you feel like it was all worth it. The rest of the time, it really does seem like a money pit.

Automobile insurance (car insurance, truck insurance, etc.) is a requirement in just about every state. Many times, we don’t actively use our insurance, but we still have to maintain an insurance policy. So, here’s a top 7 list of things you can do to help get the best auto policy at the lowest price.

Do you want to save money? It’s possible to save $500 or more per month. But, how do you make it work? For several years, health care expenses have been on the rise. For nearly every household, healthcare costs continue to be a major expense. The expense for the care itself continues to increase, and, naturally, insurance costs tend to rise also. Discovering ways to […]

After the cost of tuition and books, a lot of college students may not be so eager to spend even more money to buy renters’ insurance. This might, usually, be a mistake. For a student living on-campus, they’re not probably worried about renters insurance. That is if their parents’ homeowner’s policy will cover any loss or damage to personal items. But, verify if the parents’ […]

When’s the last time you gave more than a second thought to your car or truck insurance? Did you know that there’s no harm in changing insurance carriers often? Actually, it can be a very good thing. Keep reading to see why! Do you think about your auto insurance rates very often? Like many, you probably only consider your rates when it comes time to […]

Have you made any of these mistakes? An insurance policy is not exciting. There are hundreds of other more fun ways you could spend your money. But, insurance is an important part of your financial plan. It’s just way too risky to Not carry insurance. When buying insurance coverage, it’s easy to make a mistake. Mistakes could cause the loss of your assets. And, those […]