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NEWS:
We Moved: New Address at 4720 S Loop 289, Lubbock, Texas
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Why Texas Home Insurance Rises Every Year? – Video KCBD TV News Lubbock
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Danger: FPE Panel Stab-Lok Circuit Breakers
4720 S Loop 289, Lubbock, TX 79414
Mon – Fri: 8:30am to 5pm
Auto, Home, Biz, Life, Health
Insurance in Lubbock, Texas | Car, Auto, Home, Business, Life, Health | 30 Years Experience | Hettler Insurance Agency
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  • Is Lubbock Insurance Hard To Find? | 806-798-7800, Hettler Insurance Agency, Lubbock Texas
    Is Lubbock Insurance Hard To Find?
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    Is Lubbock Insurance Hard To Find?
    Tags: Auto Insurance Quote, Business Insurance, health insurance, independent insurance agent, Lubbock Insurance|

    Is Lubbock Insurance Hard To Find? | 806-798-7800, Hettler Insurance Agency, Lubbock Texas Buying insurance doesn’t have to be hard. You just need a friend on the inside. Hello, friend. Come on inside, our door is open (we’ve even got a handy drive-thru window, the only agency in Lubbock Texas). Let us do the hard work for you. You don’t have time to shop for […]

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  • 7 Smart Tips How To Find Your Best Auto Insurance Policy | Hettler Insurance Agency, Lubbock Texas
    7 Smart Tips How To Find Your Best Auto Insurance Policy
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    7 Smart Tips How To Find Your Best Auto Insurance Policy
    Tags: auto insurance, Auto Insurance Quote, Car Insurance, independent insurance agent|

    Automobile insurance (car insurance, truck insurance, etc.) is a requirement in just about every state. Many times, we don’t actively use our insurance, but we still have to maintain an insurance policy. So, here’s a top 7 list of things you can do to help get the best auto policy at the lowest price.

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  • Auto Insurance and Home Insurance Together Bundled | Hettler Insurance Agency, Lubbock Texas
    Lubbock: Bundle your Home and Auto Insurance to save
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    Lubbock: Bundle your Home and Auto Insurance to save
    Tags: Auto Insurance Quote, Car Insurance Quote, Insurance Advice, Lubbock Auto Insurance, Lubbock Home Insurance, Lubbock Independent agent, Lubbock Insurance, Lubbock Insurance Agency, Lubbock Insurance Agent|

    Buying insurance in Lubbock is quite a shock for many who move here from other parts of the country.  They can’t believe that home insurance can cost so much.  When I moved to Lubbock over 30 years ago, the cost of my home insurance doubled while the amount of coverage decreased 25%. Lubbock area deductibles also are normally 1% of the value of your home.  […]

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  • Tornado Moore, OK and Lubbock, TX Insurance | Lubbock Insurance | Hettler Insurance Agency, Lubbock Texas
    Could Lubbock, TX Have the next Moore, OK tornado?
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    Could Lubbock, TX Have the next Moore, OK tornado?
    Tags: Auto Insurance Quote, Lubbock Auto Insurance, Lubbock Business Insurance, Lubbock Independent agent, Lubbock Insurance Agency, Lubbock Insurance Agent, Texas Car Insurance|

    Tornado!  The mere word conjures up fear.  Lubbock, TX has experienced 92 tornadoes over the past 56 years according to http://www.tornadohistoryproject.com/tornado/Texas/Lubbock  Lubbock averages more than one tornado in the county each year.  So there’s no question that we have an abundance of activity that regularly strikes our town.

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  • General Contractor Insurance in Texas | Hettler Insurance Agency, Lubbock Texas
    Contractor’s Insurance
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    Contractor’s Insurance
    Tags: Auto Insurance Quote, Business Insurance, Commericial Insurance, Lubbock Business Insurance, Lubbock Independent agent, Lubbock Insurance, Lubbock Insurance Agency, Lubbock Insurance Agent, Small Business, Texas Auto Insurance Quote, texas business insurance, texas independent agent, work comp, workers' compensation|

    Hettler Insurance is excited to announce that in August, 3 contracting companies with total sales approximating $7,000,000 were added to their client list.

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  • Auto Insurance Comprehensive Coverage | Hettler Insurance Agency, Lubbock Texas
    Strange But True Auto Insurance Claim
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    Strange But True Auto Insurance Claim
    Tags: Auto Insurance Quote, Car Insurance Quote, Commericial Insurance, Lubbock Auto Insurance, Lubbock Business Insurance, Lubbock Car Insurance, Lubbock Independent agent, Lubbock Insurance, Lubbock Insurance Agency, Lubbock Insurance Agent, Texas Auto Insurance Quote, Texas Car Insurance, Texas Car insurance quote, texas independent agent|

    My first year in the insurance business was notable for a number of reasons but this claim has been among the strangest that I have ever experienced.  It seems that our customer was taking a shotgun out of his pickup truck and dropped the gun.  Either while attempting to catch the gun or upon the gun’s collision with the pavement, the shotgun discharged shooting pellets […]

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  • How To Decide Which Insurance Deductible | Hettler Insurance Agency, Lubbock Texas
    Which Deductible Should I Buy?
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    Which Deductible Should I Buy?
    Tags: Auto Insurance Quote, Business Insurance, Lubbock Home Insurance, lubbock homeowners, Lubbock Independent agent, Lubbock Insurance, Lubbock Insurance Agency, Lubbock Insurance Agent, Texas Auto Insurance Quote, texas business insurance, Texas Car Insurance, Texas Car insurance quote, Texas Homeowners Insurance, texas independent agent, texas insurance agency, texas insurance agent|

    Low deductibles are great when the claim occurs but rarely are they the best long term decision. O.K.  Let’s start this discussion with a trip to Las Vegas.  Odds are, if you are reading this, you don’t live in Vegas so a trip is within the sphere of imagination for you.   See this decision is all about odds.

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  • Home and Auto Insurance Combined Saves Money | Hettler Insurance Agency, Lubbock Texas
    New Client’s Home and Auto Insurance savings are $1,300 HUGE!
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    New Client’s Home and Auto Insurance savings are $1,300 HUGE!
    Tags: Auto Insurance Quote, Car Insurance Quote, Lubbock Auto Insurance, Lubbock Car Insurance, Lubbock Home Insurance, lubbock homeowners, Lubbock Independent agent, Lubbock Insurance, Lubbock Insurance Agency, Lubbock Insurance Agent, Texas Auto Insurance Quote, Texas Car Insurance, Texas Car insurance quote, Texas Home insurance, Texas Homeowners Insurance, texas independent agent|

    So I was at the Lubbock, Texas Parade of Homes last week and saw a friend that said he wanted to call me about his home and auto insurance.  He called me that following Monday and a couple of days later, Hettler Insurance wrote his auto insurance policy.  I didn’t know what he was paying through his long time agent, but I did know that […]

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  • Uninsured Motorist Auto Insurance Covers More Than You Think | Hettler Insurance Agency, Lubbock Texas
    Uninsured Motorists covers MORE than you think
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    Uninsured Motorists covers MORE than you think
    Tags: Auto Insurance Quote, Car Insurance Quote, Lubbock Auto Insurance, Lubbock Car Insurance, Lubbock Independent agent, Lubbock Insurance, Lubbock Insurance Agency, Lubbock Insurance Agent, Texas Auto Insurance Quote, Texas Car Insurance, Texas Car insurance quote, texas independent agent|

    Most auto insurance buyers understand that Uninsured Motorists coverage covers them when they are hit by someone who doesn’t have insurance and the buyer wasn’t at fault in the accident.  But Uninsured Motorists Coverage has some interesting twists that may provide coverage just when you need it.

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  • Auto Insurance and Home Insurance Together Bundled | Hettler Insurance Agency, Lubbock Texas
    Should you shop your Auto Insurance and Home Insurance coverage together?
    Gallery
    Should you shop your Auto Insurance and Home Insurance coverage together?
    Tags: Auto Insurance Quote, Car Insurance Quote, Lubbock Auto Insurance, Lubbock Car Insurance, Lubbock Home Insurance, lubbock homeowners, Lubbock Insurance Agency, Lubbock Insurance Agent, Texas Auto Insurance Quote, Texas Car Insurance, Texas Car insurance quote, Texas Home insurance, Texas Homeowners Insurance, texas independent agent|

    We get calls all the time from families wanting us to shop their auto insurance.  We put all the information into the rating program and get quotes back from up to 8 companies.  But many times the substantial savings that we show the customer is “eaten up” by the loss of a multi-policy discount on their home insurance.

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  • How To Buy Auto Insurance The Best Way | Hettler Insurance Agency, Lubbock Texas
    The Best Way to purchase Auto Insurance
    Gallery
    The Best Way to purchase Auto Insurance
    Tags: Auto Insurance Quote, Car Insurance Quote, Lubbock Auto Insurance, Lubbock Car Insurance, Lubbock Independent agent, Lubbock Insurance, Lubbock Insurance Agency, Lubbock Insurance Agent, Texas Auto Insurance Quote, Texas Car Insurance, Texas Car insurance quote, texas independent agent|

    So you’re tired of hearing the commercials that brag that you could save “16% or more on your car insurance” or that the average driver that switched saves $350 per year by switching to….”  It’s hard to figure out the methods to buy auto insurance but let me go through the options. 

    read more
Hettler Insurance Agency
Hettler Insurance Agency
4.5
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blaine bearman
blaine bearman
10:52 03 Nov 22
This was my first time going through an insurance agency, Ron was absolutely amazing!!! I got exactly what I was looking for with Ron's help!! He was very nice and helpful and wanted to help me!! Thank you Ron for this... experience and for helping me get health insurance for my children!! I highly recommend this place for anyone!!!read more
Morgan Cook
Morgan Cook
15:02 24 Jun 22
If you are looking for an insurance agency you can trust, look no further than Hettler Insurance. Meghan and the team are refreshingly professional and easy to work with. I was with my previous insurance agency for two... years, but they were no match for Meghan at Hettler. She was able to find the same policy/coverage with a significantly lower premium (with the potential for even more savings after 90 days). Every one of the staff is courteous, attentive, and helpful. Thanks Meghan and everyone at Hettler!read more
Weijun Huang
Weijun Huang
20:48 01 Jan 20
A friend recommended Hettler Insurance Agency for my family’s health insurance last year. As new immigrants, we got totally lost with what we can choose and how. Mr. Hettler has been so patient to us with full... explanation of the policies and all the guidance we need. We are very thankful to him with the insurance package we get. This is the company where the staff are very friendly and they always know what the customers need.read more
Chuck Lanehart
Chuck Lanehart
02:00 15 Dec 19
Ron Hettler and his staff are the best. I have used Ron for personal and business insurance for 20+ years, with no regrets. Recently he helped me sign up for Medicare supplemental insurance. We spent a good hour going... over the endless inane paperwork, even though I know his compensation for this is next to nothing. Good people, good insurance.read more
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Hettler Insurance Agency

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Independent Lubbock Insurance Agency providing Texans with Auto, Home, Business, Health, Life insurance in Lubbock Texas. Self-service Life Insurance Quote GetLifePolicy.com New office at 4720 S Loop 289, Lubbock, Texas 79414 806-798-7800

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hettlerinsurance.com/2025/06/30/america-birthday-story-behind-fourth-of-july/ Celebrate America’s Birthday: The Story Behind Fourth of July But, what are we really celebrating on this special day?The Birth of a NationThe Fourth of July marks one of the most important days in American history. On July 4, 1776, the Continental Congress approved the Declaration of Independence, officially announcing that the thirteen American colonies were no longer under British rule. This wasn’t just a piece of paper – it was a bold statement that changed the course of history.The Declaration, primarily written by Thomas Jefferson, contained those famous words we still quote today: “We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.”Fun Facts About Independence Day- The Declaration of Independence was actually signed by most of the delegates on August 2, 1776, not July 4th- Only John Hancock and Charles Thomson signed the document on July 4th- Three U.S. presidents died on July 4th: Thomas Jefferson, John Adams (both in 1826); and James Monroe (1831)- Calvin Coolidge was born on July 4, 1872, making him the only president born on Independence Day- Americans consume about 150 million hot dogs on the Fourth of July How We Celebrate TodayModern Fourth of July celebrations are a feast for all the senses. Here’s how Americans typically mark this patriotic holiday:Parades and Community EventsTowns and cities across the country host parades featuring marching bands, veterans’ groups, and colorful floats. These community gatherings bring neighbors together.Backyard BarbecuesNothing says “Fourth of July” quite like the smell of burgers and hot dogs sizzling on the grill. Families and friends gather for outdoor feasts, often featuring classic American dishes like potato salad, corn on the cob, and apple pie.Fireworks DisplaysAs darkness falls, spectacular fireworks light up the sky. From small neighborhood shows to massive city displays, these colorful explosions remind us of the “rockets’ red glare” mentioned in our national anthem.Patriotic DecorationsRed, white, and blue decorations transform homes and public spaces. American flags flutter from porches, and star-spangled banners add festive touches to everything from mailboxes to picnic tables.More Than Just a HolidayWhile the Fourth of July is undoubtedly fun, it’s important to remember the deeper meaning behind the celebration. This day represents the ideals of freedom, and the pursuit of happiness that continue to shape our nation today. The U.S.A. is a constitutional republic (with some democratic features).The brave men and women who signed the Declaration of Independence risked everything for the chance to create a new kind of country – one where people could govern themselves and pursue their dreams. That spirit of courage and hope is worth celebrating every year.Making Your Own TraditionsWhether you’re attending a big community celebration or having a quiet family gathering, the Fourth of July is about coming together to appreciate the freedoms we enjoy. Consider starting new traditions like reading parts of the Declaration of Independence aloud, sharing stories about what America means to your family, or volunteering in your community.As we watch those fireworks burst overhead this July 4th, let’s take a moment to remember the incredible journey that brought us to this point. From thirteen small colonies to the diverse, vibrant nation we are today, America’s story continues to unfold – and we’re all part of writing the next chapter.So fire up that grill, wave that flag, and enjoy this special day with the people you care about most. After all, celebrating our freedom and the country we call home is what the Fourth of July is all about.Happy Independence Day, America! 🇺🇸-- Life Insurance Instant Quote and Apply Tool @ GetLifePolicy.com > * Quick self-service term life insurance quote. With or without medical exam.-- Call us about Auto, Home, Business, Life, or Health insurance. * Click to Call (806) 798-7800, Mon-Fri 8:30am-5pm (lunch closed Noon-1pm)-- Come see us @ our new address 4720 S Loop 289 Lubbock, TX 79414 (maps link), or get your online quote started at GetHettler.com ... See MoreSee Less

Celebrate America’s Birthday: The Story Behind Fourth of July

hettlerinsurance.com

Every summer, millions of Americans gather with family and friends to celebrate the Fourth of July. We fire up the grills, wave our flags, and light up the night sky with fireworks. But, what are we r...
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Hettler Insurance Agency

5 days ago

Hettler Insurance Agency
Hettler Cup 2025 (14th Annual) Golf Tournament: June 28th & 29th, 2025, in Lubbock, TexasLakeridge MGA vs. Rawls MGA (2024 record was 8 vs 5)– Two clubs compete in one of the few match-play events in West Texas. (36-hole match play golf tournament). hettlerinsurance.com/2025/06/25/hettler-cup-2025-golf-tournament/ Friday 6:00pm, June 27th, 2024 @ Lakeridge Course: banquet, pairings, and drinks.Saturday @ Lakeridge Course (teams match play)June 28th, 2025 @ 8:30 am – 11:30 amTee times start at 8:30amSunday @ The Rawls Course (single match play)June 29th, 2025 @ 9:00 am – 12:00 pmTee times start at 9am* Sponsored by Hettler Insurance Agency, 4720 S Loop 289, Lubbock Texas, 806-798-7800. (thanks Ron Hettler)#hettlercup #hettlercup2025 #golf #matchplay #lubbocktexas -- Life Insurance Instant Quote and Apply Tool @ GetLifePolicy.com > * Quick self-service term life insurance quote. With or without medical exam.-- Call us about Auto, Home, Business, Life, or Health insurance. * Click to Call (806) 798-7800, Mon-Fri 8:30am-5pm (lunch closed Noon-1pm)-- Come see us @ our new address 4720 S Loop 289 Lubbock, TX 79414 (maps link), or get your online quote started at GetHettler.com ... See MoreSee Less

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Hettler Insurance Agency

6 days ago

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Do one thing every day that scares you. Get out of your comfort zone to move forward.#getbettertogether #hettlerinsurancedotcom#foundr #ShopLocal ... See MoreSee Less

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“This site is intended for general informational and educational use only. It is not exhaustive and should not be construed as professional, financial, medical, or legal advice; or actual specific insurance policy terms. Please contact our insurance professionals online, by phone, or in-person for further specific information to receive a quote or inquire about your own policy if you are a current client. It’s possible that online content may not be complete, correct, or up-to-date due to fluctuations in insurance markets and/or other factors. You agree that if we contact you by phone, mail, or electronically that it’s because you have consented for us to do so.”

Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

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