Murder By the Numbers The need for life insurance in real life vs. horror movies. (Click to view full image)

The down and dirty answer to this question is almost always….MORE.  I’ve never met a widow or widower that said that their spouse had wasted money on life insurance.  I HAVE dealt with survivors scrambling to put enough money together just to get the deceased into the ground!

In the fall of 2009 I was called to send a life insurance proposal to my client on her husband.  She had asked for a couple of different amounts and was wondering what the cost would be for permanent coverage and term insurance.