Posts Tagged ‘Lubbock Insurance Agent’

Business Owners Need Workers’ Compensation Too

Tuesday, August 2nd, 2016

Most of the business owners around Lubbock I deal with exclude coverage for themselves and other owners in their workers’ compensation policy. It seems that many owners don’t like the idea of getting hurt or don’t believe that an accident will befall them. Group Health Insurance Excludes Workplace Injuries Perhaps some of them believe that if…Read More

Lubbock Insurance Agency Job: Personal Lines Customer Service Rep (CSR) with Sales ability wanted

Saturday, November 16th, 2013

Hettler Insurance is one of the area’s fastest growing Independent Insurance Agencies working with thousands of families and hundreds of businesses. In order to continue our growth, we are relocating our business around Jan 1st, 2014 to 4432 South Loop 289 in Lubbock, TX. This space, which is twice as large as our current location,…Read More

Enrolling in & Understanding the Affordable Care Act or ACA (Obamacare)

Thursday, October 24th, 2013

Regardless of your feelings, the ACA that was passed in March of 2010 is here. In 2014, every American is required to have health insurance or pay a penalty to the IRS. The enrollment period for a January 1st, 2014 effective date starts October 1st, 2013 and runs until the middle of December. If your…Read More

Lubbock: Bundle your Home and Auto Insurance to save

Wednesday, July 31st, 2013

Buying insurance in Lubbock is quite a shock for many who move here from other parts of the country.  They can’t believe that home insurance can cost so much.  When I moved to Lubbock over 30 years ago, the cost of my home insurance doubled while the amount of coverage decreased 25%. Lubbock area deductibles…Read More

Could Lubbock, TX be the next Moore, OK?

Wednesday, July 31st, 2013

Tornado!  The mere word conjures up fear.  Lubbock, TX has experienced 92 tornadoes over the past 56 years according to http://www.tornadohistoryproject.com/tornado/Texas/Lubbock  Lubbock averages more than one tornado in the county each year.  So there’s no question that we have an abundance of activity that regularly strikes our town. On May 11, 1970, Lubbock experienced its…Read More

Shop Your Auto Insurance Early

Monday, September 17th, 2012

Strange as it sounds, many auto insurance companies give discounts to customers if they request a quote weeks in advance of the date they purchase their new policy. Yes I know that each discount has to be actuarialy sound but this one is suspect.  The discount tells me that people who take care of business…Read More

Texas Hail and Tornadoes? Good time to call Hettler for Auto and Home Insurance

Wednesday, April 4th, 2012

Hail and tornadoes continue to make the news.  The April 3, 2012 tornadoes were that hit the Dallas-Fort Worth area allowed us to view the mighty power that a EF1 or EF2 storm packs.  The pictures of swirling Schneider trailers being tossed about like toys is etched into the minds of many of us.  Just…Read More

Darwinian Insurance Underwriting = Extinct Dog Breeds?

Friday, March 9th, 2012

Some dog breeds would become extinct if insurance company underwriters had their druthers.  (I love that word.)  Here’s why: The legal climate around dog bites is so bad that their owners almost are always responsible for the actions of their pets.  Insurance companies have responded to the nearly $360,000,000 in annual claims for bites by installing Darwinian underwriting. …Read More

Save Money on Car Insurance while taking less Risk

Saturday, February 4th, 2012

Why do you buy Auto Insurance?  “I have to” may be your response and that is so true.  Most states require auto liability insurance and almost all lenders require collision and other than collision coverage (the so-called “Full Coverage” option) so “I have to” is a great reason but there is an even better reason…. Before the…Read More

Contractor’s Insurance

Wednesday, September 14th, 2011

Hettler Insurance is excited to announce that in August, 3 contracting companies with total sales approximating $7,000,000 were added to their client list.  We used multiple carriers to develop programs for these companies including Texas Mutual, Travelers, Hartford, and Unitrin.  Placement included workers’ compensation, general and umbrella liability, bonds, and business automobile covers.  More and more clients are choosing…Read More

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