Posts Tagged ‘Lubbock Home Insurance’

Lubbock: Bundle your Home and Auto Insurance to save

Wednesday, July 31st, 2013

Buying insurance in Lubbock is quite a shock for many who move here from other parts of the country.  They can’t believe that home insurance can cost so much.  When I moved to Lubbock over 30 years ago, the cost of my home insurance doubled while the amount of coverage decreased 25%. Lubbock area deductibles…Read More

Texas Hail and Tornadoes? Good time to call Hettler for Auto and Home Insurance

Wednesday, April 4th, 2012

Hail and tornadoes continue to make the news.  The April 3, 2012 tornadoes were that hit the Dallas-Fort Worth area allowed us to view the mighty power that a EF1 or EF2 storm packs.  The pictures of swirling Schneider trailers being tossed about like toys is etched into the minds of many of us.  Just…Read More

Darwinian Insurance Underwriting = Extinct Dog Breeds?

Friday, March 9th, 2012

Some dog breeds would become extinct if insurance company underwriters had their druthers.  (I love that word.)  Here’s why: The legal climate around dog bites is so bad that their owners almost are always responsible for the actions of their pets.  Insurance companies have responded to the nearly $360,000,000 in annual claims for bites by installing Darwinian underwriting. …Read More

Which Deductible Should I Buy?

Monday, July 4th, 2011

Low deductibles are great when the claim occurs but rarely are they the best long term decision. O.K.  Let’s start this discussion with a trip to Las Vegas.  Odds are, if you are reading this, you don’t live in Vegas so a trip is within the sphere of imagination for you.   See this decision is…Read More

New Client’s Home and Auto Insurance savings are $1,300 HUGE!

Tuesday, June 28th, 2011

So I was at the Lubbock, Texas Parade of Homes last week and saw a friend that said he wanted to call me about his home and auto insurance.  He called me that following Monday and a couple of days later, Hettler Insurance wrote his auto insurance policy.  I didn’t know what he was paying…Read More

Should you shop your Auto Insurance and Home Insurance coverage together?

Sunday, June 26th, 2011

We get calls all the time from families wanting us to shop their auto insurance.  We put all the information into the rating program and get quotes back from up to 8 companies.  But many times the substantial savings that we show the customer is “eaten up” by the loss of a multi-policy discount on…Read More

Why should I insure my home for replacement cost?

Friday, June 24th, 2011

Over and over again for the past 30 years, I have heard the complaint that the amount of coverage on my home on my homeowner’s insurance policy is way more than the home’s market value.  Sometimes you insure even a newly constructed home for more than what you just paid!   A seemingly excess amount of coverage is a valid concern because…Read More

Hartford to launch new homeowners policy

Friday, June 17th, 2011

On July 9th, 2011, Hartford Insurance has announced they will begin offering a new home protection product.  This new policy will have the option of covering mechanical systems such as air conditioners and refrigerators for mechanical  breakdown.  (Refer to policy for complete details.)

Hettler Insurance launches new website

Friday, June 17th, 2011

Ronald Hettler, CIC of Hettler Insurance Agency in Lubbock, TX announces the launch of their newly designed website serving insurance buyers throughout Texas.  On their site, you may quote and/or purchase auto insurance, home insurance, renters insurance, and health insurance.  Hettler Insurance Agency is an independent agency represents dozens of carriers including Travelers, Progressive, Safeco, Hartford, and Blue…Read More

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